1217 Gorda Cay Ln, photo 1
Active
1 / 42

Overview

2 bd3 ba1,877 sqft2 car garageTownhouse
TypeTownhouse
HOA$855/mo
Built1992
Lot1,712 sqft
Living area1,877 sqft
Price / sqft$250
Garage2 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Kitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Wood CabinetsStone CountersThermostat

1217 Gorda Cay Ln is a 1992-built home in Isles Garden Villas Ph 01 Bldg, Punta Gorda. Inside you'll find 2 bedrooms, 3 bathrooms, and 1,877 square feet of living space. Listed at $469,500 (about $250/sqft), 100 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $855 monthly.

From the listing

Live the Florida boating lifestyle you’ve been dreaming of! This beautifully updated Punta Gorda Isles waterfront townhome includes a private deeded dock with a 6,000-lb boat lift, putting you just minutes from Charlotte Harbor and the Gulf of Mexico. Natural light fills the open floor plan featuring soaring vaulted ceilings, a spacious great room, an updated kitchen with granite countertops and solid wood cabinetry, and a first-floor primary suite for everyday convenience. Upstairs, you’ll find a guest bedroom, full bath, and a versatile loft with a Murphy bed—perfect for visiting family, a home office, or additional sleeping space. Step outside to the oversized screened lanai overlooking the canal, where you can enjoy your morning coffee, unwind in the hot tub, or simply watch the boats go by. Additional features include plantation shutters, French doors, a gated tropical courtyard, and a one-car garage with extra storage. Recent improvements include a 2023 metal roof, 2023 water heater, 2023 microwave, 2019 A/C, and 2017 boat lift, offering peace of mind for years to come. Located just minutes from downtown Punta Gorda’s waterfront parks, restaurants, shopping, golf, and entertainment, this home offers the perfect combination of comfort, convenience, and waterfront living. Looking for even more possibilities? The adjoining townhome at 1215 Gorda Cay Lane is also available. Purchase one unit, or consider acquiring both sides of the building—an exceptional opportunity for multi- generational living, seasonal flexibility, rental income potential, or long-term investment.

The essentials

Built
1992
Price / sqft
$250
On market
100 days
Annual tax
$5,489
HOA
$855/mo
Flood zone
AE
Lot
1,712 sqft
Type
Townhouse

At a glance

Townhouse
Built 1992
Waterfront
Canal - Saltwater
2 car garage
Garage Door Opener
1,712 sqft lot
Lot size
1,877 sqft
Living area

Payment

Est. monthly payment
$3,996/mo
Down payment (20%)
$93,900
Property taxes
$457/mo
HOA
$855/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
1992
Lot
1,712 sqft
Cooling
Central Air
Heating
Central, Electric, Exhaust Fan
Parking
Garage Door Opener, Off Street, On Street
Waterfront
Canal - Saltwater, Canal Front
Days on Market
100
Ceiling Fans(s)
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Wood Cabinets
Stone Counters
Thermostat
Vaulted Ceiling(s)
Walk-in Closet(s)
Window Treatments
French Doors
Outdoor Grill
Private Entrance
Private Mailbox
Private Yard
Deed Restrictions
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Range Hood
Refrigerator
Washer
Elementary
Sallie Jones Elementary
Middle
Port Charlotte Middle
High
Charlotte High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$5,489
Parcel #
412212852001

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Isles Garden Villas Ph 01 Bldg
County
Charlotte
MLS Area
33950 - Punta Gorda
Lot Size
1,712 sqft
Cul-De-SacFloodZone
HOA
$855/mo
N/A

Price history

Date
Event
Price
8/3/2026
Price change
Source: Stellar MLS #N6144750
$469,500-2.1%
$250/sqft
7/8/2026
Listed for sale
Source: Stellar MLS #N6144750
$479,500
$255/sqft

Neighborhood

1217 Gorda Cay Ln
Punta Gorda, FL, 33950 · 33950 - Punta Gorda

Market insights

Offer Insights

Choose an offer strength

List price: $469,500
$452,500 – $469,500
96.4% – 100% of listTops out right at the list price
80% of listList price
12 of the last 23 townhouse or villa closings in 33950 landed at this number or higher (52%). The median one sat 53 days before it went under contract, and this one is on day 100 after a $10,000 cut.

Sample: 23 closed townhouse or villa sales in 33950 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,996/mo
Principal & interest$2,449
Property taxes$457
Insurance$235
HOA$855
Down payment20% · $93,900
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$469,500

$250 per sq ft

Beds and baths

2 beds, 3 baths

Size

1,877 sq ft

Time on market

100 days

Year built

1992

Monthly payment

About $3,996/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,489 annual tax bill, insurance, and the $855/mo HOA fee.

HOA fee

$855/mo

Managed by N/A.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byBERKSHIRE HATHAWAY HOMESERVICES FLORIDA REALTYListing agent: Amanda QualleyListing data from Stellar MLS, MLS# N6144750.

Keep exploring Florida

Pick up where you left off, or see what else is out there.