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About this home
1217 Gorda Cay Ln is a 1992-built home in Isles Garden Villas Ph 01 Bldg, Punta Gorda. Inside you'll find 2 bedrooms, 3 bathrooms, and 1,877 square feet of living space. Listed at $469,500 (about $250/sqft), 100 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $855 monthly.
Live the Florida boating lifestyle you’ve been dreaming of! This beautifully updated Punta Gorda Isles waterfront townhome includes a private deeded dock with a 6,000-lb boat lift, putting you just minutes from Charlotte Harbor and the Gulf of Mexico. Natural light fills the open floor plan featuring soaring vaulted ceilings, a spacious great room, an updated kitchen with granite countertops and solid wood cabinetry, and a first-floor primary suite for everyday convenience. Upstairs, you’ll find a guest bedroom, full bath, and a versatile loft with a Murphy bed—perfect for visiting family, a home office, or additional sleeping space. Step outside to the oversized screened lanai overlooking the canal, where you can enjoy your morning coffee, unwind in the hot tub, or simply watch the boats go by. Additional features include plantation shutters, French doors, a gated tropical courtyard, and a one-car garage with extra storage. Recent improvements include a 2023 metal roof, 2023 water heater, 2023 microwave, 2019 A/C, and 2017 boat lift, offering peace of mind for years to come. Located just minutes from downtown Punta Gorda’s waterfront parks, restaurants, shopping, golf, and entertainment, this home offers the perfect combination of comfort, convenience, and waterfront living. Looking for even more possibilities? The adjoining townhome at 1215 Gorda Cay Lane is also available. Purchase one unit, or consider acquiring both sides of the building—an exceptional opportunity for multi- generational living, seasonal flexibility, rental income potential, or long-term investment.
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The essentials
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Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Sample: 23 closed townhouse or villa sales in 33950 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$469,500
$250 per sq ft
Beds and baths
2 beds, 3 baths
Size
1,877 sq ft
Time on market
100 days
Year built
1992
Monthly payment
About $3,996/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,489 annual tax bill, insurance, and the $855/mo HOA fee.
HOA fee
$855/mo
Managed by N/A.
Flood zone
Zone AE
That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.
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