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About this home
923 Locust St is a 1981-built home in Thoburns New Smyrna Beach, New Smyrna Beach. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,806 square feet of living space. Listed at $1,145,000 (about $634/sqft), 216 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
Elevated Coastal Living — Just One Block from the Ocean! Discover thoughtfully curated coastal living at 923 Locust Street, a versatile three-bedroom, three-bath residence offered furnished (with select exclusions) and perfectly suited for effortless move-in, seasonal enjoyment, or investment potential. Ideally positioned in the heart of Central Beach, this exceptional home offers the rare privilege of living just one block from the ocean while remaining moments from the acclaimed dining, boutiques, and vibrant lifestyle of Flagler Avenue in New Smyrna Beach. The main level features a bright living room, formal dining area, and spacious galley-style kitchen, along with two bedrooms and two full baths — ideal for guests or convenient single-level living. Upstairs, a private primary suite and additional family room create a secluded retreat, thoughtfully separated from the main living areas, offering flexibility for hosting guests, seasonal rentals, or shared living with privacy. Practical design extends to the independently separated garages, allowing one to accommodate tenant use while the other provides space for your golf cart, beach gear, and personal storage. Outdoor living is equally impressive, with a covered second-level balcony and private rooftop terrace — perfect for checking the surf, enjoying rocket launches or fireworks, and relaxing in the coastal breeze. Just 0.6 miles from the restaurants, boutiques, and entertainment of Flagler Avenue, this property offers a highly walkable beachside lifestyle and a rare opportunity to own a flexible coastal residence in one of New Smyrna Beach’s most desirable locations. All information recorded in the MLS is intended to be accurate but cannot be guaranteed.
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The essentials
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Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$1,145,000
$634 per sq ft
Beds and baths
3 beds, 3 baths
Size
1,806 sq ft
Time on market
216 days
Year built
1981
Monthly payment
About $6,725/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,169 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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