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Overview

4 bd3 ba2,076 sqftSingle Family
TypeSingle Family
HOA$450/yr
Built1995
Lot571,943 sqft
Living area2,076 sqft
Price / sqft$723

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsCourtyardFire PitRain GuttersDishwasherDisposalDryer

4160 Saddle Club Dr is a 1995-built home in Saddle Club Estates Unrec, New Smyrna Beach. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,076 square feet of living space. Listed at $1,500,000 (about $723/sqft), 1 days on market. Flood zone X* - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $450 annually.

From the listing

A rare opportunity in the exclusive gated equestrian community, Saddle Club Estates! A truly distinctive property offering the space, privacy, and flexibility rarely found this close to town. This 13.13-acre estate combines privacy, versatility, and an extraordinary amount of usable space. The updated 4-bedroom, 3-bath home offers approximately 2,076 square feet under air and features a remodeled kitchen, open-concept living, vaulted ceilings, tile flooring throughout, impact glass windows, and a brand-new air-conditioning system. An expansive screened outdoor living area overlooks the spacious pool and impressive grounds. For the car enthusiast, hobbyist, or buyer who simply needs serious space this property truly stands apart. The 6,000 sq ft air-conditioned steel "Motor Enclave", is approximately 100' x 60' allowing adequate room for a car or motorcycle collection, RVs, boats, ATVs, heavy equipment, or storage.An additional 1,200 sq ft covered open area further expands the functionality of the building. A separate 1,200 sq ft, 40' x 30' air-conditioned masonry garage/workshop/studio offers an additional 3-4 car capacity and additional space! Outdoor living is equally impressive with a fully stocked pond and gazebo, approximately 4.5 cleared acres, mature landscaping, and a peaceful estate setting. The property features a private gated entrance, perimeter fencing, irrigation, outdoor lighting, tree-lined driveway, and generous concrete parking areas, providing both privacy and everyday functionality. Recent improvements include 2023 metal roofs on the main residence, detached garage, and gazebo, along with the remodeled kitchen, impact windows, and new A/C. Just a short drive to the beautiful New Smyrna beaches, premier dining, shopping, I-4, I-95, and Orlando. Call today to schedule your private tour! All sizes approximate. All information deemed accurate but not guaranteed.

The essentials

Built
1995
Price / sqft
$723
On market
3 days
Annual tax
$13,041
HOA
$450/yr
Flood zone
X* · Low risk
Lot
571,943 sqft
Type
Single Family Residence

At a glance

Single family
Built 1995
Private pool
In Ground
13.13 acres
Lot size
2,076 sqft
Living area

Payment

Est. monthly payment
$9,697/mo
Down payment (20%)
$300,000
Property taxes
$1,087/mo
HOA
$450/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1995
Lot
571,943 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Pool
In Ground, Screen Enclosure
Days on Market
3
Ceiling Fans(s)
High Ceilings
Courtyard
Fire Pit
Rain Gutters
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Water Softener
Homestead exemption on file Flood Zone X*
Annual Tax (2025)
$13,041
Parcel #
7226-04-00-0090

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Saddle Club Estates Unrec
County
Volusia
MLS Area
32168 - New Smyrna Beach
Lot Size
571,943 sqft
Conservation AreaPrivateRectanglePaved
HOA
$450/yr
saddle Run

Price history

Date
Event
Price
10/6/2026
Listed for sale
Source: Stellar MLS #V4951711
$1,500,000
$723/sqft

Neighborhood

4160 Saddle Club Dr
New Smyrna Beach, FL, 32168 · 32168 - New Smyrna Beach

Market insights

Offer Insights

Choose an offer strength

List price: $1,500,000
$1.47M – $1.50M
97.8% – 100% of listTops out right at the list price
80% of listList price
117 of the last 232 home closings in 32168 landed at this number or higher (50%). The median one sat 60 days before it went under contract, and this one is on day 3.

Sample: 232 closed home sales in 32168 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$9,697/mo
Principal & interest$7,823
Property taxes$1,087
Insurance$750
HOA$38
Down payment20% · $300,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,500,000

$723 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,076 sq ft

Time on market

3 days

Year built

1995

Monthly payment

About $9,697/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $13,041 annual tax bill, insurance, and the $450/yr HOA fee.

HOA fee

$450/yr

Managed by saddle Run.

Flood zone

Zone X*

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byRE/MAX SIGNATUREListing agent: Mike Fiscina, PAListing data from Stellar MLS, MLS# V4951711.

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