421 S Atlantic Ave #103, photo 1
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Overview

2 bd2 ba900 sqftCondominium
TypeCondominium
HOA$750/mo
Built1983
Living area900 sqft
Price / sqft$722

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Split BedroomBalconyPoolDishwasherElectric Water HeaterMicrowaveRangeRefrigerator

421 S Atlantic Ave #103 is a 1983-built home in Oceania Plaza Condo, New Smyrna Beach. Inside you'll find 2 bedrooms, 2 bathrooms, and 900 square feet of living space. Listed at $650,000 (about $722/sqft), 66 days on market. Flood zone 0 - confirm flood insurance requirements with your lender. HOA runs $750 monthly.

From the listing

Pictures are current! This beautifully updated 1st-floor oceanfront condo offers a rare combination of comfort, convenience, and peace of mind. Located just steps from the vibrant heart of Flagler Avenue and mere moments from the tranquil sands of New Smyrna Beach, this unit provides the ideal lifestyle for beach lovers and city dwellers alike. Enjoy breathtaking ocean sunrises from your private patio or the airy living room, with direct gated access to the seasonally-heated oceanfront pool and expansive sun deck. The community features all the amenities you expect in a resort-style setting, making every day feel like a vacation. Come experience the unmatched charm and excitement of the NSB lifestyle. Whether you're enjoying gourmet dining, boutique shopping, or the artful local culture, you’re only steps away from it all in this impeccably located unit.

The essentials

Built
1983
Price / sqft
$722
On market
66 days
Annual tax
$8,488
HOA
$750/mo
Flood zone
0
Type
Condominium

At a glance

Condo
Built 1983
Waterfront
Gulf/Ocean
Private pool
Heated
Private balcony
Outdoor space
900 sqft
Living area

Payment

Est. monthly payment
$5,172/mo
Down payment (20%)
$130,000
Property taxes
$707/mo
HOA
$750/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1983
Lot
-
Cooling
Central Air
Heating
Central
Parking
Golf Cart Parking, Open
Pool
Heated, In Ground
Waterfront
Gulf/Ocean
Days on Market
66
Split Bedroom
Balcony
Pool
Dishwasher
Electric Water Heater
Microwave
Range
Refrigerator
Flood Zone 0
Annual Tax (2026)
$8,488
Parcel #
740909011030

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Oceania Plaza Condo
County
Volusia
MLS Area
32169 - New Smyrna Beach
Lot Size
-
City Limits
HOA
$750/mo
Sentry Management

Price history

Date
Event
Price
8/10/2026
Listed for sale
Source: Stellar MLS #NS1088964
$650,000
$722/sqft

Neighborhood

421 S Atlantic Ave #103
New Smyrna Beach, FL, 32169 · 32169 - New Smyrna Beach

Market insights

Offer Insights

Choose an offer strength

List price: $650,000
$620,000 – $650,000
95.4% – 100% of listTops out right at the list price
80% of listList price
72 of the last 142 condo closings in 32169 landed at this number or higher (51%). The median one sat 55 days before it went under contract, and this one is on day 66.

Sample: 142 closed condo sales in 32169 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$5,172/mo
Principal & interest$3,390
Property taxes$707
Insurance$325
HOA$750
Down payment20% · $130,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$650,000

$722 per sq ft

Beds and baths

2 beds, 2 baths

Size

900 sq ft

Time on market

66 days

Year built

1983

Monthly payment

About $5,172/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,488 annual tax bill, insurance, and the $750/mo HOA fee.

HOA fee

$750/mo

Managed by Sentry Management.

Flood zone

Zone 0

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byWHITE WHALE REAL ESTATEListing agent: Timothy SmithListing data from Stellar MLS, MLS# NS1088964.

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