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Overview

3 bd2 ba1,624 sqft2 car garageSingle Family
TypeSingle Family
HOA$440/yr
Built1990
Lot8,428 sqft
Living area1,624 sqft
Price / sqft$240
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Cathedral Ceiling(s)Ceiling Fans(s)Eat-in KitchenLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersWindow Treatments

540 Cedaredge Dr is a 1990-built home in Century Woods, New Smyrna Beach. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,624 square feet of living space. Listed at $389,900 (about $240/sqft), 60 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $440 annually.

From the listing

Desirable Century Woods 3/2/2 is ready for new owners! Centrally located-- close to shopping, dining, doctor's offices, golf, and minutes to the river or beach. This loverly home features a formal living and dining area as you enter, a spacious kitchen w/ breakfast bar and dinette area, a separate family room, and a split bedroom floor plan. The 16x20 back porch is perfect for morning coffee or afternoon relaxation. The guest bedrooms and kitchen feature easy maintenance LVP flooring, the windows have plantation shutters throughout, the family room has a cozy fireplace, and the home shows TLC throughout. Personal property and furnishings are negotiable also.

The essentials

Built
1990
Price / sqft
$240
On market
60 days
Annual tax
$1,376
HOA
$440/yr
Flood zone
X500 · Low risk
Lot
8,428 sqft
Type
Single Family Residence

At a glance

Single family
Built 1990
2 car garage
8,428 sqft lot
Lot size
1,624 sqft
Living area

Payment

Est. monthly payment
$2,379/mo
Down payment (20%)
$77,980
Property taxes
$115/mo
HOA
$440/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1990
Lot
8,428 sqft
Cooling
Central Air
Heating
Central, Electric, Heat Pump
Parking
-
Days on Market
60
Cathedral Ceiling(s)
Ceiling Fans(s)
Eat-in Kitchen
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Window Treatments
Dishwasher
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X500
Annual Tax (2025)
$1,376
Parcel #
7313-22-00-0520

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Century Woods
County
Volusia
MLS Area
32168 - New Smyrna Beach
Lot Size
8,428 sqft
HOA
$440/yr
Kathleen Grammer

Price history

Date
Event
Price
9/11/2026
Price change
Source: Stellar MLS #NS1088986
$389,900-2.5%
$240/sqft
-
Price change
Source: Stellar MLS #NS1088986
$399,900-1.3%
$246/sqft
8/12/2026
Listed for sale
Source: Stellar MLS #NS1088986
$405,000
$249/sqft

Neighborhood

540 Cedaredge Dr
New Smyrna Beach, FL, 32168 · 32168 - New Smyrna Beach

Market insights

Offer Insights

Choose an offer strength

List price: $389,900
$382,500 – $389,900
97.8% – 100% of listTops out right at the list price
80% of listList price
118 of the last 235 home closings in 32168 landed at this number or higher (50%). The median one sat 66 days before it went under contract, and this one is on day 60 after a $15,100 cut.

Sample: 235 closed home sales in 32168 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,380/mo
Principal & interest$2,033
Property taxes$115
Insurance$195
HOA$37
Down payment20% · $77,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$389,900

$240 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,624 sq ft

Time on market

60 days

Year built

1990

Monthly payment

About $2,379/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,376 annual tax bill, insurance, and the $440/yr HOA fee.

HOA fee

$440/yr

Managed by Kathleen Grammer.

Flood zone

Zone X500

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byWATSON REALTY CORPListing agent: Patsy BradleyListing data from Stellar MLS, MLS# NS1088986.

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