128 Indian Creek Rd, photo 1
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Overview

3 bd2 ba1,843 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2024
Lot7,500 sqft
Living area1,843 sqft
Price / sqft$336
Garage2 car

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About this home

Ceiling Fans(s)High CeilingsOpen FloorplanWalk-in Closet(s)DishwasherMicrowaveRangeRefrigerator

128 Indian Creek Rd is a 2024-built home in Indian Harbor Estates Unit 01, Oak Hill. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,843 square feet of living space. Listed at $620,000 (about $336/sqft), 44 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Limited time: SELLER IS OFFERING A 2-1 INTEREST RATE BUYDOWN INCENTIVE WITH AN ACCEPTABLE OFFER! A 2-1 buydown reduces the buyer’s interest rate by two percentage points during the first year and one percentage point during the second year before returning to the full note rate in year three. This brand-new custom canal-front home is almost ready for you. Welcome to 128 Indian Creek Road, featuring approximately 1,850 square feet of thoughtfully designed living space with three bedrooms, two bathrooms, upgraded fixtures and lighting, indoor laundry, and the convenience of city water and sewer. Step outside to an expansive covered back patio overlooking the canal—an ideal setting for relaxing, entertaining, or enjoying Florida’s waterfront lifestyle. A private dock provides direct boating access to the Intracoastal Waterway and the incredible fishing waters of the Indian River Lagoon, widely known as the “Redfish Capital of the World.” Oak Hill is a true paradise for boaters, anglers, and outdoor enthusiasts. More than a beautiful new home, this property offers a gateway to a lifestyle centered around boating, fishing, nature, and life on the water. Financing incentive is subject to lender approval, loan qualification, and agreed-upon contract terms.

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The essentials

Built
2024
Price / sqft
$336
On market
44 days
Annual tax
$5,788
Flood zone
X · Low risk
Lot
7,500 sqft
Type
Single Family Residence

At a glance

Single family
Built 2024
Waterfront
Canal - Brackish
2 car garage
7,500 sqft lot
Lot size
1,843 sqft
Living area

Payment

Est. monthly payment
$4,026/mo
Down payment (20%)
$124,000
Property taxes
$482/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2024
Lot
7,500 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Waterfront
Canal - Brackish, Canal - Saltwater, Canal Front, River Front
Days on Market
44
Ceiling Fans(s)
High Ceilings
Open Floorplan
Walk-in Closet(s)
Dishwasher
Microwave
Range
Refrigerator
Flood Zone X
Annual Tax (2025)
$5,788
Parcel #
8538-02-00-0090

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Indian Harbor Estates Unit 01
County
Volusia
MLS Area
32759 - Oak Hill
Lot Size
7,500 sqft

Price history

Date
Event
Price
10/9/2026
Price change
Source: Stellar MLS #NS1089103
$620,000+0.2%
$336/sqft
-
Price change
Source: Stellar MLS #NS1089103
$619,000-3.1%
$336/sqft
8/27/2026
Listed for sale
Source: Stellar MLS #NS1089103
$639,000
$347/sqft

Neighborhood

128 Indian Creek Rd
Oak Hill, FL, 32759 · 32759 - Oak Hill

Market insights

Offer Insights

Choose an offer strength

List price: $620,000
$555,000 – $620,000
89.5% – 100% of listTops out right at the list price
80% of listList price
12 of the last 22 home closings in 32759 landed at this number or higher (55%). The median one sat 39 days before it went under contract, and this one is on day 44 after a $19,000 cut.

Sample: 22 closed home sales in 32759 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$4,026/mo
Principal & interest$3,234
Property taxes$482
Insurance$310
Down payment20% · $124,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$620,000

$336 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,843 sq ft

Time on market

44 days

Year built

2024

Monthly payment

About $4,026/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,788 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byTHE KEYES COMPANYListing agent: Travous DeverListing data from Stellar MLS, MLS# NS1089103.

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