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About this home
128 Indian Creek Rd is a 2024-built home in Indian Harbor Estates Unit 01, Oak Hill. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,843 square feet of living space. Listed at $620,000 (about $336/sqft), 44 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
Limited time: SELLER IS OFFERING A 2-1 INTEREST RATE BUYDOWN INCENTIVE WITH AN ACCEPTABLE OFFER! A 2-1 buydown reduces the buyer’s interest rate by two percentage points during the first year and one percentage point during the second year before returning to the full note rate in year three. This brand-new custom canal-front home is almost ready for you. Welcome to 128 Indian Creek Road, featuring approximately 1,850 square feet of thoughtfully designed living space with three bedrooms, two bathrooms, upgraded fixtures and lighting, indoor laundry, and the convenience of city water and sewer. Step outside to an expansive covered back patio overlooking the canal—an ideal setting for relaxing, entertaining, or enjoying Florida’s waterfront lifestyle. A private dock provides direct boating access to the Intracoastal Waterway and the incredible fishing waters of the Indian River Lagoon, widely known as the “Redfish Capital of the World.” Oak Hill is a true paradise for boaters, anglers, and outdoor enthusiasts. More than a beautiful new home, this property offers a gateway to a lifestyle centered around boating, fishing, nature, and life on the water. Financing incentive is subject to lender approval, loan qualification, and agreed-upon contract terms.
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
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Sample: 22 closed home sales in 32759 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$620,000
$336 per sq ft
Beds and baths
3 beds, 2 baths
Size
1,843 sq ft
Time on market
44 days
Year built
2024
Monthly payment
About $4,026/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,788 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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