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About this home
208 S Gaines St is a 1930-built home in Assessors, Oak Hill. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,872 square feet of living space. Listed at $574,070 (about $307/sqft), 32 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
Virtually Staged. Step onto the sweeping wrap-around porch of this historic Oak Hill residence, where timeless architectural character meets stylish, modern interior updates. Natural light streams through expansive windows into the main living areas, accentuating high ceilings and cohesive finishes that balance historic heritage with everyday comfort. The adaptable floor plan features a versatile bonus room—perfect for a bright home office, creative studio, or quiet reading retreat—while the central kitchen and dining spaces offer an inviting layout for hosting friends and neighbors. Outside, the property extends into a private haven featuring both a detached two-car garage and a dedicated wood shed, providing exceptional storage, workshop space, and functional utility. Situated just moments from the scenic waters of the Indian River, historic nature trails, public boat launches, and local community highlights, this unique home offers an unparalleled blend of historic charm and modern convenience.
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The essentials
At a glance
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
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Sample: 21 closed home sales in 32759 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$574,070
$307 per sq ft
Beds and baths
3 beds, 2 baths
Size
1,872 sq ft
Time on market
36 days
Year built
1930
Monthly payment
About $3,948/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,003 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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