208 S Gaines St, photo 1
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Overview

3 bd2 ba1,872 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1930
Lot58,370 sqft
Living area1,872 sqft
Price / sqft$307
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCeiling Fans(s)Eat-in KitchenPrimarybedroom UpstairsWalk-in Closet(s)Private EntrancePrivate MailboxStorage

208 S Gaines St is a 1930-built home in Assessors, Oak Hill. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,872 square feet of living space. Listed at $574,070 (about $307/sqft), 32 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Virtually Staged. Step onto the sweeping wrap-around porch of this historic Oak Hill residence, where timeless architectural character meets stylish, modern interior updates. Natural light streams through expansive windows into the main living areas, accentuating high ceilings and cohesive finishes that balance historic heritage with everyday comfort. The adaptable floor plan features a versatile bonus room—perfect for a bright home office, creative studio, or quiet reading retreat—while the central kitchen and dining spaces offer an inviting layout for hosting friends and neighbors. Outside, the property extends into a private haven featuring both a detached two-car garage and a dedicated wood shed, providing exceptional storage, workshop space, and functional utility. Situated just moments from the scenic waters of the Indian River, historic nature trails, public boat launches, and local community highlights, this unique home offers an unparalleled blend of historic charm and modern convenience.

The essentials

Built
1930
Price / sqft
$307
On market
36 days
Annual tax
$8,003
Flood zone
X · Low risk
Lot
58,370 sqft
Type
Single Family Residence

At a glance

Single family
Built 1930
2 car garage
Driveway
1.34 acres
Lot size
1,872 sqft
Living area

Payment

Est. monthly payment
$3,948/mo
Down payment (20%)
$114,814
Property taxes
$667/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1930
Lot
58,370 sqft
Cooling
Central Air
Heating
Central, Electric, Ductless
Parking
Driveway, Workshop in Garage
Days on Market
36
Built-in Features
Ceiling Fans(s)
Eat-in Kitchen
Primarybedroom Upstairs
Walk-in Closet(s)
Private Entrance
Private Mailbox
Storage
Built-in Oven
Dishwasher
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
Indian River Elem
Middle
New Smyrna Beach Middl
High
New Smyrna Beach High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$8,003
Parcel #
9508-02-00-0120

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Assessors
County
Volusia
MLS Area
32759 - Oak Hill
Lot Size
58,370 sqft

Price history

Date
Event
Price
9/14/2026
Price change
Source: Stellar MLS #O6438525
$574,070-2.7%
$307/sqft
9/3/2026
Listed for sale
Source: Stellar MLS #O6438525
$590,000
$315/sqft

Neighborhood

208 S Gaines St
Oak Hill, FL, 32759 · 32759 - Oak Hill

Market insights

Offer Insights

Choose an offer strength

List price: $574,070
$525,000 – $574,070
91.1% – 100% of listTops out right at the list price
80% of listList price
11 of the last 21 home closings in 32759 landed at this number or higher (52%). The median one sat 58 days before it went under contract, and this one is on day 36 after a $15,930 cut.

Sample: 21 closed home sales in 32759 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,948/mo
Principal & interest$2,994
Property taxes$667
Insurance$287
Down payment20% · $114,814
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$574,070

$307 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,872 sq ft

Time on market

36 days

Year built

1930

Monthly payment

About $3,948/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,003 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byMARK SPAIN REAL ESTATEListing agent: Vanessa PaulListing data from Stellar MLS, MLS# O6438525.

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