

Overview
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About this home
1603 Gardiner St is a 2023-built home in Tarpon Bay Ph 2, Haines City. Inside you'll find 5 bedrooms, 3 bathrooms, and 2,211 square feet of living space. Listed at $345,000 (about $156/sqft), 631 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $142 monthly.
Short Sale. **Short Sale Opportunity – Investor & Cash Buyers** Price reduced on this spacious 5-bedroom, 3-bathroom home offering strong value and excellent upside potential. Featuring a functional open layout, generous living areas, and energy-saving solar panels with assumable solar loan payments that may help reduce utility costs. Located near schools, shopping, dining, and major highways, this property offers convenience and long-term appeal for homeowners or investors alike. **Short sale subject to lender approval.** Buyer should allow additional time for third-party approval. Cash buyers and strong conventional financing preferred. All offers must include proof of funds or lender pre-approval. Excellent opportunity to secure a large home at a competitive price with built-in value potential. **No appliances will convey with the sale.**
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The essentials
At a glance
Payment
Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 554 closed home sales in 33844 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$345,000
$156 per sq ft
Beds and baths
5 beds, 3 baths
Size
2,211 sq ft
Time on market
631 days
Year built
2023
Monthly payment
About $2,606/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,908 annual tax bill, insurance, and the $142/mo HOA fee.
HOA fee
$142/mo
Managed by Tarpon Bay Homeowners Association / Nasiba Cassidy.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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