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Overview

4 bd2 ba1,840 sqft2 car garageSingle Family
TypeSingle Family
HOA$587/yr
Built2025
Lot5,500 sqft
Living area1,840 sqft
Price / sqft$160
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Eat-in KitchenKitchen/Family Room ComboStone CountersThermostatWalk-in Closet(s)LightingSidewalkAssociation Recreation - Owned

851 Sunshower Dr is a 2025-built home in The Reserve At Hammock Oaks, Lady Lake. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,840 square feet of living space. Listed at $294,000 (about $160/sqft), 376 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $587 annually.

From the listing

Brand new, energy-efficient home available by Sep 2025! Prepare dinner while catching up on the days events from this home's open kitchen which overlooks a spacious great room and dining area. Retreat to your primary suite that is conveniently situated in the back of the home for plenty of privacy. Coming soon from the low $300s, The Reserve at Hammock Oaks Signature Series new single-family homes in Lady Lake, FL. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

The essentials

Built
2025
Price / sqft
$160
On market
376 days
Annual tax
$4,500
HOA
$587/yr
Flood zone
X · Low risk
Lot
5,500 sqft
Type
Single Family Residence

At a glance

Single family
Built 2025
Community pool
Shared amenity
2 car garage
Driveway
5,500 sqft lot
Lot size
1,840 sqft
Living area

Payment

Est. monthly payment
$2,104/mo
Down payment (20%)
$58,800
Property taxes
$375/mo
HOA
$587/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2025
Lot
5,500 sqft
Cooling
Central Air
Heating
Electric, Heat Pump
Parking
Driveway, Garage Door Opener
Days on Market
376
Eat-in Kitchen
Kitchen/Family Room Combo
Stone Counters
Thermostat
Walk-in Closet(s)
Lighting
Sidewalk
Association Recreation - Owned
Irrigation-reclaimed Water
Park
Playground
Pool
Sidewalks
Street Lights
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Refrigerator
Elementary
Horizons Elementary
Middle
Boone Middle
High
Haines City Senior High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$4,500
Parcel #
NA

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
The Reserve At Hammock Oaks
County
Polk
MLS Area
32159 - Lady Lake (The Villages)
Lot Size
5,500 sqft
HOA
$587/yr
Prime Community Management

Price history

Date
Event
Price
10/7/2026
Price change
Source: Stellar MLS #O6348090
$294,000-2.0%
$160/sqft
-
Price change
Source: Stellar MLS #O6348090
$300,000-21.1%
$163/sqft
9/30/2025
Listed for sale
Source: Stellar MLS #O6348090
$380,204
$207/sqft

Neighborhood

851 Sunshower Dr
Lady Lake, FL, 32159 · 32159 - Lady Lake (The Villages)

Market insights

Offer Insights

Choose an offer strength

List price: $294,000
$287,500 – $294,000
98.1% – 100% of listTops out right at the list price
80% of listList price
135 of the last 268 home closings in 32159 landed at this number or higher (50%). The median one sat 56 days before it went under contract, and this one is on day 376 after a $86,204 cut.

Sample: 268 closed home sales in 32159 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,104/mo
Principal & interest$1,533
Property taxes$375
Insurance$147
HOA$49
Down payment20% · $58,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$294,000

$160 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,840 sq ft

Time on market

376 days

Year built

2025

Monthly payment

About $2,104/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,500 annual tax bill, insurance, and the $587/yr HOA fee.

HOA fee

$587/yr

Managed by Prime Community Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byMERITAGE HOMES OF FL REALTYListing agent: Bryan SumnerListing data from Stellar MLS, MLS# O6348090.

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