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Overview

3 bd3 ba1,849 sqft2 car garageSingle Family
TypeSingle Family
HOA$125/qtr
Built2004
Lot5,288 sqft
Living area1,849 sqft
Price / sqft$176
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Kitchen/Family Room ComboPrimarybedroom UpstairsThermostatSidewalkDishwasherDisposalDryerElectric Water Heater

429 Rona Ln is a 2004-built home in Santa Cruz Ph 02, Davenport. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,849 square feet of living space. Listed at $325,000 (about $176/sqft), 282 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $125 quarterly.

From the listing

Short Sale. Short Sale subject to lender approval.Property is sold as-is. Welcome to 429 Rona Ln, a well-maintained home located in the heart of Davenport, Florida, offering comfort, functionality, and an excellent location close to everything Central Florida has. Solar panels convey with the property. Seller said solar panels are paid off. Title commitment reflects no UCC filing associated with the solar panels. Buyer and Buyer’s Agent to independently verify. This property features a spacious and open layout designed for everyday living and entertaining,3 bedrooms plus a BONUS FLEX room for extra space (do not permitted /not reflect in the public records) . Natural light flows throughout the home, creating a warm and inviting atmosphere. The kitchen opens seamlessly to the main living areas, making it ideal for gatherings and family time. Additionally, all windows and the sliding door have been upgraded to double-pane for enhanced energy efficiency and hurricane protection for your peace of mind. The bedrooms have comfortable space and privacy, while the primary suite provides a relaxing retreat at the end of the day. The home also includes a backyard perfect for enjoying Florida’s outdoor lifestyle. Additionally, the community offers a very low HOA fee, paid quarterly, making this home an excellent option for buyers looking to keep ongoing expenses low. Conveniently located near major highways, shopping, dining, schools, and attractions, this home offers easy access to Orlando, less than 30 minutes to theme parks, and surrounding areas—making it ideal as a primary residence, second home, or investment opportunity either for long or short term rental! Don’t miss the opportunity to own a home in one of Davenport’s growing communities. Schedule your private showing today.

The essentials

Built
2004
Price / sqft
$176
On market
282 days
Annual tax
$4,422
HOA
$125/qtr
Flood zone
X · Low risk
Lot
5,288 sqft
Type
Single Family Residence

At a glance

Single family
Built 2004
2 car garage
5,288 sqft lot
Lot size
1,849 sqft
Living area

Payment

Est. monthly payment
$2,268/mo
Down payment (20%)
$65,000
Property taxes
$369/mo
HOA
$125/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2004
Lot
5,288 sqft
Cooling
Central Air
Heating
Electric, Natural Gas, Solar
Parking
-
Days on Market
282
Kitchen/Family Room Combo
Primarybedroom Upstairs
Thermostat
Sidewalk
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Microwave
Range
Refrigerator
Washer
Elementary
Davenport Elem
Middle
Boone Middle
High
Ridge Community Senior High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$4,422
Parcel #
26-25-36-999984-000450

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Santa Cruz Ph 02
County
Polk
MLS Area
33897 - Davenport
Lot Size
5,288 sqft
HOA
$125/qtr
Polk County Santa Cruz Association/ Valerie Ramos

Price history

Date
Event
Price
10/2/2026
Price change
Source: Stellar MLS #O6371197
$325,000-4.4%
$176/sqft
-
Price change
Source: Stellar MLS #O6371197
$340,000-9.3%
$184/sqft
1/5/2026
Listed for sale
Source: Stellar MLS #O6371197
$375,000
$203/sqft

Neighborhood

429 Rona Ln
Davenport, FL, 33897 · 33897 - Davenport

Market insights

Offer Insights

Choose an offer strength

List price: $325,000
$322,500 – $325,000
99.5% – 100% of listTops out right at the list price
80% of listList price
128 of the last 250 home closings in 33897 landed at this number or higher (51%). The median one sat 53 days before it went under contract, and this one is on day 282 after a $50,000 cut.

Sample: 250 closed home sales in 33897 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,268/mo
Principal & interest$1,695
Property taxes$369
Insurance$163
HOA$42
Down payment20% · $65,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$325,000

$176 per sq ft

Beds and baths

3 beds, 3 baths

Size

1,849 sq ft

Time on market

282 days

Year built

2004

Monthly payment

About $2,268/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,422 annual tax bill, insurance, and the $125/qtr HOA fee.

HOA fee

$125/qtr

Managed by Polk County Santa Cruz Association/ Valerie Ramos.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byLPT REALTY, LLCListing agent: Ana QuirozListing data from Stellar MLS, MLS# O6371197.

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