204 Terrace Ridge Cir #204, photo 1
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Overview

4 bd2 ba1,688 sqftCondominium
TypeCondominium
Condo dues$755/mo
Built2005
Lot683 sqft
Living area1,688 sqft
Price / sqft$112

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Living Room/Dining Room ComboPrimary Bedroom Main FloorThermostatSidewalkClubhouseFitness CenterGated Community - No Guard

204 Terrace Ridge Cir #204 is a 2005-built home in Terrace Rdg/Town Center East, Davenport. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,688 square feet of living space. Listed at $189,000 (about $112/sqft), 191 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. Condo dues run $755 monthly.

From the listing

Welcome! This inviting 4-bedroom, 2-bathroom, first floor corner unit presents a thoughtfully designed space, with an open layout, spacious bedrooms, and a private, covered patio, creating a warm atmosphere ready for any occasion. The secure gated entrance offers peace of mind, while the community pool, clubhouse, fitness center, and volleyball court provide daily enjoyment. Cable TV is also included with the monthly dues. The location offers outstanding convenience with immediate proximity to Publix, Aldi, and numerous shopping centers boasting daily essentials, primary services, restaurants, shopping, and entertainment for easy day-to-day living. Whether you are headed to Disney, Universal, or beyond, easy access to major roads and highways ensures effortless travel throughout Central Florida. This welcoming property and community combine comfortable living, attractive community features, and exceptional accessibility, culminating in an ideal option for those seeking both relaxation and recreation. Don't let this opportunity slip away; schedule your private showing today and experience the perfect blend of comfort and convenience that awaits you. The seller is a direct mortgage lender, offering a fast and streamlined financing review. Enjoy a quick eligibility check and no underwriting fees for approved borrowers. Standard income and credit review apply.

The essentials

Built
2005
Price / sqft
$112
On market
191 days
Annual tax
$2,937
Condo dues
$755/mo
Flood zone
X · Low risk
Lot
683 sqft
Type
Condominium

At a glance

Condo
3 stories · 2005
Community pool
Fitness center too
1,688 sqft
Living area

Payment

Est. monthly payment
$2,080/mo
Down payment (20%)
$37,800
Property taxes
$245/mo
Condo dues
$755/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
2005
Lot
683 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Open
Days on Market
191
Ceiling Fans(s)
Living Room/Dining Room Combo
Primary Bedroom Main Floor
Thermostat
Sidewalk
Clubhouse
Fitness Center
Gated Community - No Guard
Pool
Sidewalks
Street Lights
Elementary
Loughman Oaks Elem
Middle
Dundee Ridge Middle
High
Davenport High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$2,937
Parcel #
27-26-02-701011-006140

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Terrace Rdg/Town Center East
County
Polk
MLS Area
33896 - Davenport / Champions Gate
Lot Size
683 sqft
SidewalkPaved
Condo dues
$755/mo
Margaret Lapinsky

Price history

Date
Event
Price
8/24/2026
Price change
Source: Stellar MLS #O6392765
$189,000-2.6%
$112/sqft
-
Price change
Source: Stellar MLS #O6392765
$194,000-2.5%
$115/sqft
4/7/2026
Listed for sale
Source: Stellar MLS #O6392765
$199,000
$118/sqft

Neighborhood

204 Terrace Ridge Cir #204
Davenport, FL, 33896 · 33896 - Davenport / Champions Gate

Market insights

Offer Insights

Choose an offer strength

List price: $189,000
$182,500 – $189,000
97.1% – 100% of listTops out right at the list price
80% of listList price
30 of the last 58 condo closings in 33896 landed at this number or higher (52%). The median one sat 65 days before it went under contract, and this one is on day 191 after a $10,000 cut.

Sample: 58 closed condo sales in 33896 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,080/mo
Principal & interest$986
Property taxes$245
Insurance$95
HOA$755
Down payment20% · $37,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$189,000

$112 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,688 sq ft

Time on market

191 days

Year built

2005

Monthly payment

About $2,080/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,937 annual tax bill, insurance, and $755/mo in condo dues.

Condo dues

$755/mo

Managed by Margaret Lapinsky.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byBERKSHIRE HATHAWAY HOMESERVICES RESULTS REALTYListing agent: Joseph DoherListing data from Stellar MLS, MLS# O6392765.

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