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Overview

4 bd3 ba2,196 sqft2 car garageSingle Family
TypeSingle Family
HOA$146/mo
Built2025
Lot7,640 sqft
Living area2,196 sqft
Price / sqft$232
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Eat-in KitchenKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorClubhousePlaygroundPool

639 Terrapin Dr is a 2025-built home in Rivington Ph 3, Debary. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,196 square feet of living space. Listed at $509,950 (about $232/sqft), 40 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $146 monthly.

From the listing

**Sales office to be converted to garage prior to close** Why wait months for new construction when you can move right into this never-occupied former model home, perfectly positioned on a premium corner lot in the peaceful community of Rivington? This meticulously maintained single-story residence offers a seamless blend of style, comfort, and functionality. Just off the foyer, three spacious secondary bedrooms are thoughtfully situated with convenient access to a full bath—ideal for guests, family, or a home office setup. The heart of the home opens into a light-filled, open-concept living space, where a well-appointed kitchen flows effortlessly into the dining area and expansive family room—perfect for both everyday living and entertaining. Sliding glass doors lead to an oversized covered lanai, extending your living space outdoors. The fully fenced rear yard provides privacy and endless potential—an ideal canvas to create your dream outdoor oasis, all while enjoying tranquil, unobstructed pond views. Privately tucked away at the rear of the home, the luxurious owner’s suite serves as a serene retreat, complete with a spa-inspired en-suite bathroom and an oversized walk-in closet. A spacious two-car garage adds everyday convenience. Residents of Rivington enjoy access to a beautifully designed clubhouse and resort-style pool, fostering a vibrant and connected community lifestyle. Ideally located near the charm of DeBary, you’ll have quick access to outdoor destinations like Gemini Springs Park and Black Bear Wilderness Area. Commuting is a breeze with the nearby SunRail station, while major roadways including I-4, SR-429, and US-17 place shopping, dining, and top-rated schools just minutes away. This is a rare opportunity to own a move-in-ready model home with premium features, scenic views, and exceptional convenience—without the wait.

The essentials

Built
2025
Price / sqft
$232
On market
163 days
Annual tax
$3,186
HOA
$146/mo
Flood zone
X · Low risk
Lot
7,640 sqft
Type
Single Family Residence

At a glance

Single family
Built 2025
Community pool
Shared amenity
2 car garage
7,640 sqft lot
Lot size
2,196 sqft
Living area

Payment

Est. monthly payment
$3,326/mo
Down payment (20%)
$101,990
Property taxes
$265/mo
HOA
$146/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2025
Lot
7,640 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
163
Eat-in Kitchen
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Clubhouse
Playground
Pool
Disposal
Microwave
Range
Refrigerator
Elementary
Enterprise Elem
Middle
River Springs Middle School
High
University High School-VOL

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$3,186
Parcel #
9008-08-00-6850

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Rivington Ph 3
County
Volusia
MLS Area
32713 - Debary
Lot Size
7,640 sqft
HOA
$146/mo
RIVINGTON ASSOC MGMT

Price history

Date
Event
Price
4/30/2026
Listed for sale
Source: Stellar MLS #O6402020
$509,950
$232/sqft

Neighborhood

639 Terrapin Dr
Debary, FL, 32713 · 32713 - Debary

Market insights

Offer Insights

Choose an offer strength

List price: $509,950
$505,000 – $509,950
99.5% – 100% of listTops out right at the list price
80% of listList price
95 of the last 178 home closings in 32713 landed at this number or higher (53%). The median one sat 25 days before it went under contract, and this one is on day 163.

Sample: 178 closed home sales in 32713 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,326/mo
Principal & interest$2,660
Property taxes$265
Insurance$255
HOA$146
Down payment20% · $101,990
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$509,950

$232 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,196 sq ft

Time on market

163 days

Year built

2025

Monthly payment

About $3,326/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,186 annual tax bill, insurance, and the $146/mo HOA fee.

HOA fee

$146/mo

Managed by RIVINGTON ASSOC MGMT.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byRE/MAX PRIME PROPERTIESListing agent: Nick WhitehouseListing data from Stellar MLS, MLS# O6402020.

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