Overview
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Open house
Saturday, Oct 10 · 10:00 AM to 5:00 PM
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- RIVERSIDE OAKS
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$146/mo
- CDD bond
- No CDD disclosed
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
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11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
About this home
3678 Arbordale Loop is a 2026-built home in Riverside Oaks, Sanford. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,380 square feet of living space. Listed at $599,000 (about $252/sqft), 142 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $438 quarterly.
This beautifully designed 2,380 square foot open concept home offers 4 bedrooms, 3 full baths, and an office. The well-appointed kitchen overlooks a bright casual dining area and is complete with a large center island with breakfast bar, plenty of counter and cabinet space, and sizable walk-in pantry. Highlighting the elegant primary bedroom suite is a spacious walk-in closet and charming primary bath with dual-sink vanity, large luxe shower, a freestanding tub, and a private water closet. The secondary bedrooms feature roomy closets, one with private en-suite bath. Located on a corner homesite with no rear neighbors, in the community of Riverside Oaks. This gated community offers amenities including a pool, cabana, playground (coming soon) and a private boat ramp, that allows you to access the St. Johns River waterways and Lake Monroe. This home offers the rare convenience of golf-cart access to historic downtown Sanford, blending affordable luxury living with an active waterfront lifestyle.
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The essentials
At a glance
Payment
Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 286 closed home sales in 32771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$599,000
$252 per sq ft
Beds and baths
4 beds, 3 baths
Size
2,380 sq ft
Time on market
142 days
Year built
2026
Monthly payment
About $4,305/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,826 annual tax bill, insurance, and the $438/qtr HOA fee.
HOA fee
$438/qtr
Managed by MAY MANAGEMENT LLC.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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