876 Castleford Ave NE, photo 1
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Overview

4 bd3 ba1,876 sqft2 car garageSingle Family
TypeSingle Family
HOA$182.5/qtr
Built2026
Lot5,227 sqft
Living area1,876 sqft
Price / sqft$176
Garage2 car

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New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
RESERVE AT COUNTRY CLUB LAKES ESTATES
Type
Single Family Residence

True monthly carry

HOA
~$61/mo
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

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About this home

Eat-in KitchenKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimarybedroom UpstairsThermostatWalk-in Closet(s)Lighting

876 Castleford Ave NE is a 2026-built home in Reserve At Country Club Lakes Estates, Palm Bay. Inside you'll find 4 bedrooms, 3 bathrooms, and 1,876 square feet of living space. Listed at $329,500 (about $176/sqft), 130 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $182.5 quarterly.

From the listing

Virtually Staged. Pre-Construction. To be built. "Welcome to Country Club Estates, an established, gated community in northeast Palm Bay. Homes in this Brevard County neighborhood are thoughtfully designed with functional layouts, designer-inspired features, and open-concept floor plans to meet your diverse needs. Choose from our most popular home designs offering a 1 or 2-level layout, 2 or 3-car garage, and a variety of homesites, many with water views. Located along Florida’s Space Coast, you are minutes from nearby beaches such as Melbourne Beach, Indialantic Beach, Satellite Beach, and Indian Harbour Beach, as well as many outdoor recreation areas like Turkey Creek Sanctuary, Fred Lee Park, and Andretti Thrill Park. Conveniently located near major highways (I-95, FL-192, and US-1) and 78 miles from Orlando attractions, Country Club Estates offers the perfect blend of coastal living and easy access to Central Florida." Welcome to the Cortez II, a beautifully designed two-story single-family home that seamlessly blends functionality with modern living. With a generous layout of 1,876 square feet, this residence features four spacious bedrooms and 2.5 baths, making it an ideal choice for families or those who enjoy entertaining. The heart of the home is the modern kitchen, which boasts a large island with seating, perfect for casual meals or gatherings. The kitchen flows effortlessly into the great room and dining area, creating an inviting space that extends to a back patio, ideal for outdoor relaxation and entertaining. Upstairs, the Cortez II offers a thoughtful arrangement of bedrooms that cater to various lifestyle needs. The primary suite is a true retreat, complete with a generous walk-in closet and an en-suite bath featuring dual vanities and a linen closet. Adjacent to the primary suite, one bedroom can serve as a cozy nursery or a productive home office, while two additional bedrooms at the front of the home are separated by a loft, providing privacy for older children or guests. A full bath with dual sinks and a conveniently located laundry room with a sink enhance the home's practicality. *Photos are from a similar home.

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The essentials

Built
2026
Price / sqft
$176
On market
130 days
Annual tax
$4,518
HOA
$182.5/qtr
Flood zone
X · Low risk
Lot
5,227 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
2 car garage
Covered
5,227 sqft lot
Lot size
1,876 sqft
Living area
Brand new
Built 2026

Payment

Est. monthly payment
$2,320/mo
Down payment (20%)
$65,900
Property taxes
$377/mo
HOA
$182.5/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
5,227 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Covered, Driveway
Days on Market
130
Eat-in Kitchen
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primarybedroom Upstairs
Thermostat
Walk-in Closet(s)
Lighting
Sidewalk
Deed Restrictions
Sidewalks
Dishwasher
Disposal
Microwave
Range
Elementary
Riviera Elementary
Middle
Stone Magnet Middle
High
Palm Bay Magnet High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2026)
$4,518
Parcel #
28-37-28-26-00000.0-0193.00

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Reserve At Country Club Lakes Estates
County
Brevard
MLS Area
32905 - Palm Bay/Melbourne
Lot Size
5,227 sqft
ClearedLandscapedPaved
HOA
$182.5/qtr
Empire Management Association

Price history

Date
Event
Price
9/18/2026
Price change
Source: Stellar MLS #O6413940
$329,500-0.6%
$176/sqft
-
Price change
Source: Stellar MLS #O6413940
$331,500-8.3%
$177/sqft
6/4/2026
Listed for sale
Source: Stellar MLS #O6413940
$361,500
$193/sqft

Neighborhood

876 Castleford Ave NE
Palm Bay, FL, 32905 · 32905 - Palm Bay/Melbourne

Market insights

Offer Insights

Choose an offer strength

List price: $329,500
$327,500 – $329,500
99.5% – 100% of listTops out right at the list price
80% of listList price
12 of the last 20 home closings in 32905 landed at this number or higher (60%). The median one sat 35 days before it went under contract, and this one is on day 130 after a $32,000 cut.

Sample: 20 closed home sales in 32905 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,321/mo
Principal & interest$1,718
Property taxes$377
Insurance$165
HOA$61
Down payment20% · $65,900
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$329,500

$176 per sq ft

Beds and baths

4 beds, 3 baths

Size

1,876 sq ft

Time on market

130 days

Year built

2026

Monthly payment

About $2,320/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,518 annual tax bill, insurance, and the $182.5/qtr HOA fee.

HOA fee

$182.5/qtr

Managed by Empire Management Association.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered bySM FLORIDA BROKERAGE LLCListing agent: Jason WalzerListing data from Stellar MLS, MLS# O6413940.

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