992 Banff NE Dr NE, photo 1
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Overview

4 bd3 ba2,210 sqft3 car garageSingle Family
TypeSingle Family
HOA$182.5/qtr
Built2026
Lot7,200 sqft
Living area2,210 sqft
Price / sqft$194
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
RESERVE AT COUNTRY CLUB LAKES ESTATES
Type
Single Family Residence

True monthly carry

HOA
~$61/mo
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

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11-month inspection

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Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Eat-in KitchenKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorThermostatWalk-in Closet(s)Lighting

992 Banff NE Dr NE is a 2026-built home in Reserve At Country Club Lakes Estates, Palm Bay. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,210 square feet of living space. Listed at $429,500 (about $194/sqft), 2 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $182.5 quarterly.

From the listing

Virtually Staged. Pre-Construction. To be built. ***TO BE BUILT!*** Discover the ***WEBBER C*** on Lot 75 in gated Country Club Estates, thoughtfully designed for effortless Florida living. This spacious single-level home features MAIN-LEVEL LIVING, a PRIVATE PRIMARY SUITE, GUEST BEDROOM WITH FULL BATH & WALK-IN CLOSET, OPEN-CONCEPT KITCHEN, DINING AND GREAT ROOM, LARGE KITCHEN ISLAND, GENEROUS BEDROOMS, and a COVERED LANAI for relaxing or entertaining outdoors. Photos are from a similar home and may show options or upgrades not included. Enjoy scenic surroundings and a convenient Palm Bay location near beaches, parks, golf, shopping, dining, I-95, US-1, FL-192, major employers, and Orlando attractions. Opportunities to build in this sought-after community are limited—ask about current incentives, visit the model, and secure Lot 75 today!

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The essentials

Built
2026
Price / sqft
$194
On market
2 days
Annual tax
$5,806
HOA
$182.5/qtr
Flood zone
X · Low risk
Lot
7,200 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
Water views
Trees/Woods
3 car garage
Covered
7,200 sqft lot
Lot size
2,210 sqft
Living area

Payment

Est. monthly payment
$3,000/mo
Down payment (20%)
$85,900
Property taxes
$484/mo
HOA
$182.5/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
7,200 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Covered, Driveway
Days on Market
2
Eat-in Kitchen
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Thermostat
Walk-in Closet(s)
Lighting
Sidewalk
Deed Restrictions
Gated Community - No Guard
Irrigation-reclaimed Water
Dishwasher
Disposal
Microwave
Range
Elementary
Riviera Elementary
Middle
Stone Magnet Middle
High
Palm Bay Magnet High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2026)
$5,806
Parcel #
28-37-28-26-00000.0-0075.00

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Reserve At Country Club Lakes Estates
County
Brevard
MLS Area
32905 - Palm Bay/Melbourne
Lot Size
7,200 sqft
ClearedLandscapedSidewalkPaved
HOA
$182.5/qtr
JENNA BAUDEN

Price history

Date
Event
Price
10/14/2026
Listed for sale
Source: Stellar MLS #O6449856
$429,500
$194/sqft

Neighborhood

992 Banff NE Dr NE
Palm Bay, FL, 32905 · 32905 - Palm Bay/Melbourne

Market insights

Offer Insights

Choose an offer strength

List price: $429,500
$427,500 – $429,500
99.5% – 100% of listTops out right at the list price
80% of listList price
12 of the last 21 home closings in 32905 landed at this number or higher (57%). The median one sat 35 days before it went under contract, and this one is on day 2.

Sample: 21 closed home sales in 32905 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,000/mo
Principal & interest$2,240
Property taxes$484
Insurance$215
HOA$61
Down payment20% · $85,900
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$429,500

$194 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,210 sq ft

Time on market

2 days

Year built

2026

Monthly payment

About $3,000/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,806 annual tax bill, insurance, and the $182.5/qtr HOA fee.

HOA fee

$182.5/qtr

Managed by JENNA BAUDEN.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered bySM FLORIDA BROKERAGE LLCListing agent: Jason WalzerListing data from Stellar MLS, MLS# O6449856.

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