Overview
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About this home
197 Brandy Creek Cir SE is a 2005-built home in Frst Glen/Bayside Lakes Ph 2, Palm Bay. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,580 square feet of living space. Listed at $463,000 (about $179/sqft), 57 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $84.99 monthly.
Paid-off solar, major upgrades, and resort-style amenities, this move-in ready home has it all! Offering 4 bedrooms, plus a loft or 5th bedroom, 3 bathrooms, 2,580 sq ft, soaring ceilings, and a 3-car garage, there's room for everyone. The mother-in-law suite features a private bath and screened porch access, perfect for guests, multigenerational living, or a home office. Enjoy peace of mind with a 2021 roof, 2025 HVAC, 2024 water heater, 2023 water softener, 2023 gutters, new toilets, and a 2021 solar system paid off at closing. A private irrigation well helps reduce water costs. Relax in the screened porch overlooking the fenced backyard. Located in a gated community with a resort-style pool, clubhouse, pickleball, tennis, RV & boat storage, and just minutes to shopping, dining, I-95, and Florida's beautiful beaches.
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$463,000
$179 per sq ft
Beds and baths
4 beds, 3 baths
Size
2,580 sq ft
Time on market
57 days
Year built
2005
Monthly payment
About $3,243/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,133 annual tax bill, insurance, and the $84.99/mo HOA fee.
HOA fee
$84.99/mo
Managed by Fairway Isle At Bayside Lakes.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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