1025 Morgan Cir NE, photo 1
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Overview

4 bd3 ba2,365 sqft2 car garageSingle Family
TypeSingle Family
HOA$175/qtr
Built2015
Lot9,148 sqft
Living area2,365 sqft
Price / sqft$192
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsKitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main FloorStone CountersThermostat

1025 Morgan Cir NE is a 2015-built home in Pinewood Estates, Palm Bay. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,365 square feet of living space. Listed at $454,900 (about $192/sqft), 149 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $175 quarterly.

From the listing

Luxury lakefront pool home in the highly desirable Pinewood Estates community of NE Palm Bay! 4 Bedroom, 3 Bath pool home in Pinewood Estates, Palm Bay - $454,900 - 2,338 sqft on a 9,148 sqft lakefront lot. Built 2015 (Holiday Builders, Charleston Series) Highlights: saltwater pool with waterfall on a screened lanai, direct lakefront views from the backyard, 11-ft ceilings, split-bedroom floor plan, eat-in chef's kitchen with large center island, and stainless appliances, owner's suite with spa-like bath (dual vanities, walk-in shower), 3 oversized guest bedrooms, bonus room, brand-new 2025 AC, 2-car garage, hurricane panels. Minutes to I-95, shopping, dining, and just a short drive to Florida's Space Coast beaches. This NE Palm Bay pool home combines modern construction, luxury upgrades, and waterfront living in one exceptional property. Schedule your private showing today. Rare Palm Bay pool homes with lake views.

The essentials

Built
2015
Price / sqft
$192
On market
149 days
Annual tax
$3,659
HOA
$175/qtr
Flood zone
X · Low risk
Lot
9,148 sqft
Type
Single Family Residence

At a glance

Single family
Built 2015
Private pool
In Ground
2 car garage
Driveway
9,148 sqft lot
Lot size
2,365 sqft
Living area

Payment

Est. monthly payment
$2,962/mo
Down payment (20%)
$90,980
Property taxes
$305/mo
HOA
$175/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2015
Lot
9,148 sqft
Cooling
Central Air
Heating
Electric
Parking
Driveway, Garage Door Opener, Ground Level
Pool
In Ground, Lighting, Pool Sweep, Salt Water, Screen Enclosure, Tile
Days on Market
149
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Stone Counters
Thermostat
Vaulted Ceiling(s)
Walk-in Closet(s)
Hurricane Shutters
Private Yard
Rain Gutters
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Range
Refrigerator
Washer
Elementary
Riviera Elementary
Middle
Stone Magnet Middle
High
Palm Bay Magnet High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$3,659
Parcel #
28 3729-02-*-41

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Pinewood Estates
County
Brevard
MLS Area
32905 - Palm Bay/Melbourne
Lot Size
9,148 sqft
HOA
$175/qtr
Michael Thelander

Price history

Date
Event
Price
9/8/2026
Price change
Source: Stellar MLS #TB8510296
$454,900-2.2%
$192/sqft
5/17/2026
Listed for sale
Source: Stellar MLS #TB8510296
$465,000
$197/sqft

Neighborhood

1025 Morgan Cir NE
Palm Bay, FL, 32905 · 32905 - Palm Bay/Melbourne

Market insights

Offer Insights

Choose an offer strength

List price: $454,900
$452,500 – $454,900
99.5% – 100% of listTops out right at the list price
80% of listList price
12 of the last 20 home closings in 32905 landed at this number or higher (60%). The median one sat 35 days before it went under contract, and this one is on day 149 after a $10,100 cut.

Sample: 20 closed home sales in 32905 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,963/mo
Principal & interest$2,372
Property taxes$305
Insurance$227
HOA$58
Down payment20% · $90,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$454,900

$192 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,365 sq ft

Time on market

149 days

Year built

2015

Monthly payment

About $2,962/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,659 annual tax bill, insurance, and the $175/qtr HOA fee.

HOA fee

$175/qtr

Managed by Michael Thelander.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byEXP REALTY LLCListing agent: Juan RodriguezListing data from Stellar MLS, MLS# TB8510296.

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