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About this home
670 Brown Bear CT is a 2004-built home in Southern Pines, St Cloud. Inside you'll find 5 bedrooms, 4 bathrooms, and 2,868 square feet of living space. Listed at $479,900 (about $167/sqft), 133 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $550 annually.
Tucked away on a premier cul-de-sac lot in Central Florida and just minutes from major shopping and the Florida Turnpike is this magnificent 5-bedroom, 4-full-bath estate is the large home opportunity buyers have been waiting for. Every room in this home is genuinely oversized, delivering the kind of space and breathing room that's increasingly rare to find and from the moment you step inside, you'll notice the abundance of natural light pouring in through windows throughout, creating a warm, bright, and airy atmosphere that makes every corner of this home feel inviting. The showstopping primary en-suite measures an impressive 19 × 15 feet, offering a true private retreat with room for a sitting area, a king bed, and more, while a second en-suite bedroom provides that same level of privacy and comfort for guests or family members. A conveniently located first-floor bedroom with a full bath just steps away makes this home perfectly suited for multi-generational living or visiting guests who prefer to stay on one level. With two en-suites, four full baths, and every bedroom sized to impress, this home checks every box for the buyer who refuses to compromise on space, light, or lifestyle all nestled on one of the most desirable lot types in any neighborhood.
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
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Sample: 394 closed home sales in 34772 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$479,900
$167 per sq ft
Beds and baths
5 beds, 4 baths
Size
2,868 sq ft
Time on market
133 days
Year built
2004
Monthly payment
About $3,228/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,270 annual tax bill, insurance, and the $550/yr HOA fee.
HOA fee
$550/yr
Managed by Southern Pines / Leland Management Inc..
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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