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Overview

4 bd3 ba2,505 sqft2 car garageSingle Family
TypeSingle Family
HOA$900/yr
Built2019
Lot7,540 sqft
Living area2,505 sqft
Price / sqft$143
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Walk-in Closet(s)DishwasherDryerMicrowaveRefrigeratorSolar Hot WaterWasher

166 St Thomas Dr is a 2019-built home in Bridgeport Lakes Phase One, Mulberry. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,505 square feet of living space. Listed at $359,000 (about $143/sqft), 125 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $900 annually.

From the listing

Located in the desirable Bridgeport Lakes community in Mulberry, this 4 bedroom, 2.5 bath home boasts a fantastic water view! The open concept floor plan features a spacious kitchen with plenty of cabinet and counter space, and has granite countertops, dark wood cabinets, stainless steel appliances and a large center island with breakfast bar. The kitchen overlooks the large family room which has sliders leading out to the beautiful back yard, perfect of pets, cookouts, or family fun. The master suite is massive and boasts a walk-in shower, dual sinks and granite countertops. Bridgeport Lakes is a quite community with a very low HOA and no CDD, and the location is perfect, being in close proximity to shopping, dining, and major roadways making for an easy commute to Lakeland, Tamps or Bartow.

The essentials

Built
2019
Price / sqft
$143
On market
125 days
Annual tax
$4,329
HOA
$900/yr
Flood zone
X · Low risk
Lot
7,540 sqft
Type
Single Family Residence

At a glance

Single family
Built 2019
Water views
Water
2 car garage
7,540 sqft lot
Lot size
2,505 sqft
Living area

Payment

Est. monthly payment
$2,487/mo
Down payment (20%)
$71,800
Property taxes
$361/mo
HOA
$900/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2019
Lot
7,540 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
125
Walk-in Closet(s)
Dishwasher
Dryer
Microwave
Refrigerator
Solar Hot Water
Washer
Elementary
Bartow Elem Academy
Middle
Mulberry Middle
High
Mulberry High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone x
Annual Tax (2025)
$4,329
Parcel #
23 29 36 142471 000460

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Bridgeport Lakes Phase One
County
Polk
MLS Area
33860 - Mulberry
Lot Size
7,540 sqft
HOA
$900/yr
Natalie Schempp

Price history

Date
Event
Price
7/9/2026
Price change
Source: Stellar MLS #O6414797
$359,000-2.7%
$143/sqft
6/8/2026
Listed for sale
Source: Stellar MLS #O6414797
$369,000
$147/sqft

Neighborhood

166 St Thomas Dr
Mulberry, FL, 33860 · 33860 - Mulberry

Market insights

Offer Insights

Choose an offer strength

List price: $359,000
$357,500 – $359,000
99.5% – 100% of listTops out right at the list price
80% of listList price
71 of the last 119 home closings in 33860 landed at this number or higher (60%). The median one sat 29 days before it went under contract, and this one is on day 125 after a $10,000 cut.

Sample: 119 closed home sales in 33860 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,488/mo
Principal & interest$1,872
Property taxes$361
Insurance$180
HOA$75
Down payment20% · $71,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$359,000

$143 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,505 sq ft

Time on market

125 days

Year built

2019

Monthly payment

About $2,487/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,329 annual tax bill, insurance, and the $900/yr HOA fee.

HOA fee

$900/yr

Managed by Natalie Schempp.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCHARLES RUTENBERG REALTY ORLANDOListing agent: Ping MaListing data from Stellar MLS, MLS# O6414797.

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