Overview
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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- CENTER LAKE ON THE PARK
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$64/mo
- CDD bond
- Yes — typically $1,500–$3,500/yr
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.
About this home
5294 Center Lake Ranch Blvd is a 2026-built home in Center Lake On The Park, St Cloud. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,983 square feet of living space. Listed at $439,990 (about $222/sqft), 117 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $64 monthly.
Under Construction. Welcome to 5294 Center Lake Ranch Blvd in Saint Cloud, FL: a beautifully crafted new construction home built by M/I Homes. This 2-story home offers 1,983 square feet of thoughtfully designed living space, featuring 3 bedrooms, 2 full bathrooms, and 1 half bathroom. Step inside to discover an open-concept living space that creates a seamless flow between the main gathering areas, ideal for both everyday living and entertaining. The quality of design is evident throughout, with well-appointed finishes and a functional floorplan that makes the most of every room. Upstairs, the owner's bedroom includes a private en-suite bathroom and a walk-in closet, providing a comfortable retreat at the end of the day. The additional 2 bedrooms offer flexible space for family, guests, or a home office. A convenient half bathroom serves common areas for added practicality. Outside, enjoy the covered lanai—a perfect space for relaxing or hosting gatherings in the Florida weather. This home also features a detached 2-car garage. This home combines quality craftsmanship with a practical layout, situated within a neighborhood that offers convenient access to nearby parks and outdoor spaces.
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The essentials
At a glance
Payment
Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 474 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$439,990
$222 per sq ft
Beds and baths
3 beds, 3 baths
Size
1,983 sq ft
Time on market
117 days
Year built
2026
Monthly payment
About $2,794/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,584 annual tax bill, insurance, and the $64/mo HOA fee.
HOA fee
$64/mo
Managed by Atomos Living / Joey Arroy.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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