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Overview

3 bd2 ba2,195 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1990
Lot15,026 sqft
Living area2,195 sqft
Price / sqft$271
Garage2 car

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About this home

Built-in FeaturesCeiling Fans(s)Crown MoldingEat-in KitchenHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboOpen Floorplan

505 Lake Charm Dr is a 1990-built home in Lake Charm Estates, Oviedo. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,195 square feet of living space. Listed at $595,000 (about $271/sqft), 109 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome to 505 Lake Charm Drive, where timeless style meets modern comfort in one of Oviedo's most sought-after communities. This move-in-ready home has been thoughtfully redesigned with today's buyer in mind, offering a bright open-concept floor plan that is perfect for both everyday living and entertaining. From the moment you step inside, you'll appreciate the attention to detail, featuring new tile flooring throughout, updated lighting and fixtures, beautifully renovated living spaces, and a stunning kitchen complete with brand-new appliances. Every update has been carefully selected to create a fresh, elegant, and inviting atmosphere. Step outside into your own private Florida retreat. The screened-in pool and spa provide the perfect place to relax year-round, while the spacious backyard offers exceptional functionality. Three storage sheds provide ample room for tools, hobbies, and outdoor equipment. Need space for your toys? Bring your RV, boat, or trailer! Oversized fenced side gates open to a covered parking area, making this property a rare find with the flexibility that so many buyers are searching for. Ideally located just moments from Lake Charm, you'll enjoy the charm of a peaceful neighborhood while remaining close to shopping, dining, parks, and everyday conveniences. Families will appreciate the home's location within the highly regarded Seminole County Public Schools district, known for its excellent schools and strong community atmosphere. Whether you're hosting family gatherings by the pool, storing your recreational vehicles with ease, or simply enjoying the tranquility of this beautiful neighborhood, this home truly offers the complete Florida lifestyle. Don't miss this rare opportunity to own a beautifully renovated home in one of Oviedo's most desirable locations. Homes with this combination of quality, functionality, and location don't come along often.

The essentials

Built
1990
Price / sqft
$271
On market
109 days
Annual tax
$7,765
Flood zone
X · Low risk
Lot
15,026 sqft
Type
Single Family Residence

At a glance

Single family
Built 1990
Private pool
Heated
2 car garage
0.34 acres
Lot size
2,195 sqft
Living area

Payment

Est. monthly payment
$4,048/mo
Down payment (20%)
$119,000
Property taxes
$647/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1990
Lot
15,026 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Pool
Heated, In Ground, Screen Enclosure, Tile
Days on Market
109
Built-in Features
Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Solid Surface Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Private Yard
Sidewalk
Storage
Cooktop
Dishwasher
Disposal
Electric Water Heater
Exhaust Fan
Microwave
Range
Range Hood
Refrigerator
Water Filtration System
Water Softener
Elementary
Lawton Elementary
Middle
Jackson Heights Middle
High
Oviedo High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$7,765
Parcel #
10-21-31-526-0000-0020

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lake Charm Estates
County
Seminole
MLS Area
32765 - Oviedo
Lot Size
15,026 sqft

Price history

Date
Event
Price
9/22/2026
Price change
Source: Stellar MLS #O6420409
$595,000-0.5%
$271/sqft
-
Price change
Source: Stellar MLS #O6420409
$598,000-9.3%
$272/sqft
6/26/2026
Listed for sale
Source: Stellar MLS #O6420409
$659,000
$300/sqft

Neighborhood

505 Lake Charm Dr
Oviedo, FL, 32765 · 32765 - Oviedo

Market insights

Offer Insights

Choose an offer strength

List price: $595,000
$590,000 – $595,000
99.1% – 100% of listTops out right at the list price
80% of listList price
137 of the last 272 home closings in 32765 landed at this number or higher (50%). The median one sat 22 days before it went under contract, and this one is on day 109 after a $64,000 cut.

Sample: 272 closed home sales in 32765 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$4,048/mo
Principal & interest$3,103
Property taxes$647
Insurance$298
Down payment20% · $119,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$595,000

$271 per sq ft

Beds and baths

3 beds, 2 baths

Size

2,195 sq ft

Time on market

109 days

Year built

1990

Monthly payment

About $4,048/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,765 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byLPT REALTY, LLCListing agent: Nicholas RahbarianListing data from Stellar MLS, MLS# O6420409.

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