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Overview

3 bd2 ba1,787 sqftSingle Family
TypeSingle Family
HOA$467.92/mo
Built2021
Lot1,307 sqft
Living area1,787 sqft
Price / sqft$344

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Living Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorBalconyOutdoor ShowerSliding DoorsClubhouse

8117 Surf St is a 2021-built home in Rolling Oaks, Kissimmee. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,787 square feet of living space. Listed at $615,000 (about $344/sqft), 88 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $467.92 monthly.

From the listing

**Rare waterfront cottage in Margaritaville Resort Orlando!** One of the few cottages in the community with a premium direct waterfront location, this beautiful 3-bedroom, 2-bath home offers breathtaking water views from both private balconies and a lifestyle unlike any other. **Unlike heavily rented vacation homes, this residence has been privately enjoyed and carefully maintained**, giving it a like-new feel without the wear and tear often associated with short-term rental properties. Whether you're looking for a primary residence, vacation home, or investment property, this home is eligible for short-term rentals and can easily be placed into the resort's rental program if desired. Inside, you'll find numerous upgrades, including tile flooring throughout, an open-concept floor plan, a durable metal roof, quartz countertops, stainless steel appliances, and beautifully designed living spaces that are both stylish and functional. The thoughtfully selected coastal décor perfectly complements the home's character and inviting atmosphere. The spacious kitchen opens seamlessly to the living and dining areas, creating the perfect space for entertaining family and friends. One of the home's most desirable features is its two private waterfront balconies—one on each level—where you can enjoy peaceful water views, your morning coffee, or spectacular Florida sunsets. Margaritaville Resort Orlando offers an exceptional resort lifestyle with multiple resort pools, a fitness center, live entertainment, shopping, dining, Island H2O Water Park, and the vibrant Promenade at Sunset Walk featuring restaurants, bars, boutiques, and year-round entertainment. Located just minutes from Walt Disney World and Orlando's other world-famous attractions, this rare waterfront property offers an outstanding opportunity as a primary residence, second home, or income-producing investment.

The essentials

Built
2021
Price / sqft
$344
On market
88 days
Annual tax
$10,408
HOA
$467.92/mo
Flood zone
X · Low risk
Lot
1,307 sqft
Type
Single Family Residence

At a glance

Single family
Built 2021
Waterfront
Pond
Community pool
Fitness center too
1,307 sqft lot
Lot size
1,787 sqft
Living area

Payment

Est. monthly payment
$4,850/mo
Down payment (20%)
$123,000
Property taxes
$867/mo
HOA
$467.92/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2021
Lot
1,307 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Curb Parking, Guest
Waterfront
Pond
Days on Market
88
Ceiling Fans(s)
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Balcony
Outdoor Shower
Sliding Doors
Clubhouse
Deed Restrictions
Fitness Center
Gated Community - Guard
Gated Community - No Guard
Golf Carts OK
Irrigation-reclaimed Water
Playground
Pool
Restaurant
Sidewalks
Built-in Oven
Cooktop
Dishwasher
Disposal
Dryer
Microwave
Refrigerator
Washer
Elementary
Westside Elem
Middle
Kissimmee Middle
High
Celebration High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$10,408
Parcel #
04-25-27-5007-0001-0140

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Rolling Oaks
County
Osceola
MLS Area
34747 - Kissimmee/Celebration
Lot Size
1,307 sqft
HOA
$467.92/mo
Amanda Narehood

Price history

Date
Event
Price
7/14/2026
Listed for sale
Source: Stellar MLS #O6421843
$615,000
$344/sqft

Neighborhood

8117 Surf St
Kissimmee, FL, 34747 · 34747 - Kissimmee/Celebration

Market insights

Offer Insights

Choose an offer strength

List price: $615,000
$600,000 – $615,000
97.6% – 100% of listTops out right at the list price
80% of listList price
146 of the last 290 home closings in 34747 landed at this number or higher (50%). The median one sat 59 days before it went under contract, and this one is on day 88.

Sample: 290 closed home sales in 34747 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,850/mo
Principal & interest$3,207
Property taxes$867
Insurance$308
HOA$468
Down payment20% · $123,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$615,000

$344 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,787 sq ft

Time on market

88 days

Year built

2021

Monthly payment

About $4,850/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $10,408 annual tax bill, insurance, and the $467.92/mo HOA fee.

HOA fee

$467.92/mo

Managed by Amanda Narehood.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byFORTUNE INTERNATIONAL REALTYListing agent: Maggie WalasListing data from Stellar MLS, MLS# O6421843.

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