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Overview

1 bd1 ba320 sqft1 car garageSingle Family
TypeSingle Family
HOA$2,000/yr
Built2008
Lot11,082 sqft
Living area320 sqft
Price / sqft$1,062
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenKitchen/Family Room ComboLiving Room/Dining Room ComboPrimary Bedroom Main FloorRv HookupAssociation Recreation - OwnedBuyer Approval Required

389 Nolane Ln is a 2008-built home in MT Olive Shores North Add 04, Polk City. Inside you'll find 1 bedrooms, 1 bathrooms, and 320 square feet of living space. Listed at $339,900 (about $1,062/sqft), 98 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $2,000 annually.

From the listing

Discover this charming 1-bedroom, 1-bathroom gem nestled in the highly desirable MT OLIVE SHORES community—an area known for its peaceful setting, friendly neighbors, and sought-after RV-lifestyle amenities. This well-maintained home delivers comfort, convenience, and the perfect blend of indoor and outdoor living. Step inside to an inviting layout featuring a bright, open living area seamlessly connected to the kitchen through a classic serving window, ideal for entertaining or effortless everyday flow. The kitchen offers excellent functionality with plenty of room to personalize. Outside, this property truly shines with multiple outdoor living options—a fully enclosed patio for year-round enjoyment plus a screened-in patio perfect for morning coffee, evening relaxation, or hosting guests. Parking and storage are a breeze with both a 1-car garage and a 1-car carport, offering flexibility for vehicles, hobbies, or seasonal items. Homes in this community are in high demand—don’t miss your chance to secure this fanta

The essentials

Built
2008
Price / sqft
$1,062
On market
98 days
Annual tax
$4,619
HOA
$2,000/yr
Flood zone
X · Low risk
Lot
11,082 sqft
Type
Single Family Residence

At a glance

Single family
Built 2008
Waterfront
Lake Front
Community pool
Fitness center too
1 car garage
Garage Door Opener
0.25 acres
Lot size

Payment

Est. monthly payment
$2,495/mo
Down payment (20%)
$67,980
Property taxes
$385/mo
HOA
$2,000/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2008
Lot
11,082 sqft
Cooling
Wall/Window Unit(s)
Heating
Ductless
Parking
Garage Door Opener, Golf Cart Parking, Guest, Oversized, Parking Pad, RV Access/Parking
Waterfront
Lake Front
Days on Market
98
Ceiling Fans(s)
Eat-in Kitchen
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Primary Bedroom Main Floor
Rv Hookup
Association Recreation - Owned
Buyer Approval Required
Clubhouse
Deed Restrictions
Fitness Center
Gated Community - Guard
Golf Carts OK
Playground
Pool
Special Community Restrictions
Tennis Court(s)
Street Lights
Cooktop
Dryer
Electric Water Heater
Microwave
Refrigerator
Washer
Flood Zone X
Annual Tax (2025)
$4,619
Parcel #
25-27-05-298332-001420

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
MT Olive Shores North Add 04
County
Polk
MLS Area
33868 - Polk City
Lot Size
11,082 sqft
Paved
HOA
$2,000/yr
JENNIFER CAIN

Price history

Date
Event
Price
9/7/2026
Price change
Source: Stellar MLS #O6422471
$339,900-1.5%
$1,062/sqft
-
Price change
Source: Stellar MLS #O6422471
$345,000-2.8%
$1,078/sqft
7/7/2026
Listed for sale
Source: Stellar MLS #O6422471
$354,900
$1,109/sqft

Neighborhood

389 Nolane Ln
Polk City, FL, 33868 · 33868 - Polk City

Market insights

Offer Insights

Choose an offer strength

List price: $339,900
$335,000 – $339,900
98.6% – 100% of listTops out right at the list price
80% of listList price
44 of the last 86 home closings in 33868 landed at this number or higher (51%). The median one sat 43 days before it went under contract, and this one is on day 98 after a $15,000 cut.

Sample: 86 closed home sales in 33868 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,495/mo
Principal & interest$1,773
Property taxes$385
Insurance$170
HOA$167
Down payment20% · $67,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$339,900

$1,062 per sq ft

Beds and baths

1 beds, 1 baths

Size

320 sq ft

Time on market

98 days

Year built

2008

Monthly payment

About $2,495/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,619 annual tax bill, insurance, and the $2,000/yr HOA fee.

HOA fee

$2,000/yr

Managed by JENNIFER CAIN.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byENCOMPASS REAL ESTATE SERVICESListing agent: Donna McGrathListing data from Stellar MLS, MLS# O6422471.

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