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Overview

3 bd2 ba1,819 sqft2 car garageSingle Family
TypeSingle Family
HOA$382/yr
Built1986
Lot11,064 sqft
Living area1,819 sqft
Price / sqft$297
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenKitchen/Family Room ComboLiving Room/Dining Room ComboPrimary Bedroom Main FloorSolid Surface CountersSplit BedroomWalk-in Closet(s)

9433 Palm Tree Dr is a 1986-built home in Silver Woods Ph 03, Windermere. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,819 square feet of living space. Listed at $539,900 (about $297/sqft), 102 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $382 annually.

From the listing

WELCOME HOME! NEW IMPROVEMENTS! Nestled beneath majestic oak trees in one of Windermere's most desirable communities, this well-maintained 3-bedroom, 2-bath home sits on a quarter of an acre and offers the perfect blend of comfort, privacy, and location. Situated in the highly sought-after 34786 zip code, this exceptional residence features a popular split-bedroom floor plan with 1,819 square feet of thoughtfully designed living space. Silver Woods is located in the center of SW Orlando, close to Downtown Windermere, Restaurant Row, Winter Garden Village, Downtown Winter Garden, churches, schools, shopping, and more. As you enter the front door, you will be impressed with the open floor plan. New paint, new carpet, and neutral tile create a light and bright environment. Step inside to discover spacious living and dining areas that flow seamlessly into the heart of the home. The living room looks out onto the huge patio and backyard. The kitchen offers abundant cabinetry, granite countertops, ample workspace, and overlooks the main living areas, making it ideal for everyday living. Enjoy the family room, which opens to a covered, screened lanai via sliding doors, creating an incredible outdoor living space perfect for relaxing, entertaining, or simply enjoying the tranquil backyard surrounded by mature trees. The oversized, park-like shared fenced backyard provides exceptional privacy and plenty of room for gardening, play, or creating your own outdoor oasis. Let your imagination create the perfect Pool/Spa area with a summer kitchen, fire-pit, and more. The primary bedroom features sliding doors to the expansive lanai, and the en-suite features a Tub, a newer double-sink vanity, and a NEW WALK-IN TILED SHOWER! A split-bedroom plan is perfect for today's busy family, featuring two bedrooms and a hall bath with a shower/tub. Recent improvements, including a NEW ROOF, HVAC (2016), New Garage Door (2016), Septic (2021), Electric Panel (2017), Interior paint (2026), Front Sod (2026), and Carpet (2026) in the main living areas, make this home move-in ready while still offering opportunities for a new owner to personalize and add value over time. The community offers a park and a tennis court for the residents. Ideally located just minutes from top-rated Windermere schools, shopping, dining, churches, world-famous theme parks, major highways, and Orlando's many entertainment destinations, this home offers the perfect balance of peaceful neighborhood living and everyday convenience. Don't miss your chance to make this Windermere gem your next home- schedule your private showing today!

The essentials

Built
1986
Price / sqft
$297
On market
102 days
Annual tax
$7,836
HOA
$382/yr
Flood zone
X · Low risk
Lot
11,064 sqft
Type
Single Family Residence

At a glance

Single family
Built 1986
2 car garage
Driveway
0.25 acres
Lot size
1,819 sqft
Living area

Payment

Est. monthly payment
$3,771/mo
Down payment (20%)
$107,980
Property taxes
$653/mo
HOA
$382/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1986
Lot
11,064 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway
Days on Market
102
Ceiling Fans(s)
Eat-in Kitchen
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Primary Bedroom Main Floor
Solid Surface Counters
Split Bedroom
Walk-in Closet(s)
Sidewalk
Sprinkler Metered
Deed Restrictions
Park
Sidewalks
Tennis Court(s)
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Refrigerator
Elementary
Windermere Elem
Middle
Chain of Lakes Middle
High
Olympia High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$7,836
Parcel #
16-23-28-8070-01-200

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Silver Woods Ph 03
County
Orange
MLS Area
34786 - Windermere
Lot Size
11,064 sqft
In CountyLevelSidewalkPaved
HOA
$382/yr
Beacon Community Management

Price history

Date
Event
Price
7/27/2026
Price change
Source: Stellar MLS #O6423262
$539,900-3.6%
$297/sqft
7/6/2026
Listed for sale
Source: Stellar MLS #O6423262
$560,000
$308/sqft

Neighborhood

9433 Palm Tree Dr
Windermere, FL, 34786 · 34786 - Windermere

Market insights

Offer Insights

Choose an offer strength

List price: $539,900
$530,000 – $539,900
98.5% – 100% of listTops out right at the list price
80% of listList price
155 of the last 308 home closings in 34786 landed at this number or higher (50%). The median one sat 30 days before it went under contract, and this one is on day 102 after a $20,100 cut.

Sample: 308 closed home sales in 34786 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,771/mo
Principal & interest$2,816
Property taxes$653
Insurance$270
HOA$32
Down payment20% · $107,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$539,900

$297 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,819 sq ft

Time on market

102 days

Year built

1986

Monthly payment

About $3,771/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,836 annual tax bill, insurance, and the $382/yr HOA fee.

HOA fee

$382/yr

Managed by Beacon Community Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byCOLDWELL BANKER REALTYListing agent: Kitty MarkListing data from Stellar MLS, MLS# O6423262.

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