Overview
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New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- COLBERT LANDINGS
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$17/mo
- CDD bond
- Yes — typically $1,500–$3,500/yr
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.
About this home
23 Geosam Dr is a 2026-built home in Colbert Landings, Palm Coast. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,394 square feet of living space. Listed at $488,990 (about $204/sqft), 92 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $203 annually.
Under Construction. What's Special: Appliances & Blinds Included | Pond View | 3 Full Baths. New Construction - January Completion! Welcome to the Havana at 23 Geosam Drive in Colbert Landings! This thoughtfully designed home blends open-concept living with everyday convenience and flexible spaces. At the heart of the home, the spacious great room flows into the casual dining area and kitchen. The private primary suite is located at the rear of the home and includes a luxurious bath, walk-in closet, and a convenient access to the laundry room directly from the closet. Three secondary bedrooms with two shared full bathrooms and a flex room are situated towards the front. The covered lanai extends the living space outdoors and allows you to enjoy the Florida weather. Ideally located east of I-95, this community offers quick access to beaches, the Matanzas River, and nearby dining and retail. Spanning nearly 300 acres, it features preserve and water view homesites, natural tree coverage, and adjacent conservation land with trails. Planned amenities include a clubhouse, resort-style pool, parks, playground, and pickleball. Additional Highlights Include: 8' interior doors, 9' ceilings, pre-plumb water softener and future laundry tub, and shower in bathroom 3. Photos are for representative purposes only. MLS#O6425758
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The essentials
At a glance
Payment
Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$488,990
$204 per sq ft
Beds and baths
4 beds, 3 baths
Size
2,394 sq ft
Time on market
92 days
Year built
2026
Monthly payment
About $3,443/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and the $203/yr HOA fee.
HOA fee
$203/yr
Managed by Colbert Landings.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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