2225 McCarthy Ave, photo 1
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Overview

3 bd2 ba1,384 sqft1 car garageSingle Family
TypeSingle Family
HOANone listed
Built2026
Lot5,000 sqft
Living area1,384 sqft
Price / sqft$246
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
LOCKHARTS SUB
Type
Single Family Residence

True monthly carry

HOA
None / TBD
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Ceiling Fans(s)ThermostatWalk-in Closet(s)MicrowaveRange

2225 McCarthy Ave is a 2026-built home in Lockharts Sub, Sanford. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,384 square feet of living space. Listed at $340,000 (about $246/sqft), 89 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

MOTIVATED SELLER + BUYER CONCESSIONS AVAILABLE! New construction in Sanford with a convenient location and an opportunity to make this home even more affordable. The seller is offering concessions that can be used toward closing costs or a rate buydown. a beautifully crafted home blends modern design with everyday functionality in the heart of Sanford. Located with easy access to I-4, this home is approximately 30 minutes from Orlando and 30 minutes from Daytona Beach, putting work, entertainment, beaches, shopping, and Central Florida attractions within easy reach. if you’re looking for a newer home in a well-connected location, this is an opportunity worth seeing. Schedule your showing today and ask about the available seller concessions.

The essentials

Built
2026
Price / sqft
$246
On market
89 days
Annual tax
$1,076
Flood zone
X · Low risk
Lot
5,000 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
1 car garage
5,000 sqft lot
Lot size
1,384 sqft
Living area
Brand new
Built 2026

Payment

Est. monthly payment
$2,033/mo
Down payment (20%)
$68,000
Property taxes
$90/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
5,000 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
89
Ceiling Fans(s)
Thermostat
Walk-in Closet(s)
Microwave
Range
Flood Zone x
Annual Tax (2025)
$1,076
Parcel #
35-19-30-517-1300-0060

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lockharts Sub
County
Seminole
MLS Area
32771 - Sanford/Lake Forest
Lot Size
5,000 sqft

Price history

Date
Event
Price
10/1/2026
Price change
Source: Stellar MLS #O6426344
$340,000-1.4%
$246/sqft
7/14/2026
Listed for sale
Source: Stellar MLS #O6426344
$345,000
$249/sqft

Neighborhood

2225 McCarthy Ave
Sanford, FL, 32771 · 32771 - Sanford/Lake Forest

Market insights

Offer Insights

Choose an offer strength

List price: $340,000
$337,500 – $340,000
99.5% – 100% of listTops out right at the list price
80% of listList price
158 of the last 287 home closings in 32771 landed at this number or higher (55%). The median one sat 37 days before it went under contract, and this one is on day 89 after a $5,000 cut.

Sample: 287 closed home sales in 32771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,033/mo
Principal & interest$1,773
Property taxes$90
Insurance$170
Down payment20% · $68,000
Interest rate6.80%
Loan term

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Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$340,000

$246 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,384 sq ft

Time on market

89 days

Year built

2026

Monthly payment

About $2,033/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,076 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byWYNNMORE REALTY LLCListing agent: Accoya MyersListing data from Stellar MLS, MLS# O6426344.

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