

Overview
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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- LOCKHARTS SUB
- Type
- Single Family Residence
True monthly carry
- HOA
- None / TBD
- CDD bond
- No CDD disclosed
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
About this home
2225 McCarthy Ave is a 2026-built home in Lockharts Sub, Sanford. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,384 square feet of living space. Listed at $340,000 (about $246/sqft), 89 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable.
MOTIVATED SELLER + BUYER CONCESSIONS AVAILABLE! New construction in Sanford with a convenient location and an opportunity to make this home even more affordable. The seller is offering concessions that can be used toward closing costs or a rate buydown. a beautifully crafted home blends modern design with everyday functionality in the heart of Sanford. Located with easy access to I-4, this home is approximately 30 minutes from Orlando and 30 minutes from Daytona Beach, putting work, entertainment, beaches, shopping, and Central Florida attractions within easy reach. if you’re looking for a newer home in a well-connected location, this is an opportunity worth seeing. Schedule your showing today and ask about the available seller concessions.
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The essentials
At a glance
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Details
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$340,000
$246 per sq ft
Beds and baths
3 beds, 2 baths
Size
1,384 sq ft
Time on market
89 days
Year built
2026
Monthly payment
About $2,033/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,076 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
Offer
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