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Overview

3 bd2 ba2,084 sqft2 car garageSingle Family
TypeSingle Family
HOA$310/mo
Built2026
Lot6,050 sqft
Living area2,084 sqft
Price / sqft$223
Garage2 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
DEL WEBB TWIN LAKES
Type
Single Family Residence

True monthly carry

HOA
~$310/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

Eat-in KitchenKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPest Guard SystemPrimary Bedroom Main FloorSplit BedroomStone Counters

5095 Twin Lakes Boulevard is a 2026-built home in Del Webb Twin Lakes, St Cloud. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,084 square feet of living space. Listed at $464,990 (about $223/sqft), 87 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $310 monthly.

From the listing

Under Construction. Step into the Mystique, a single-story home offering 3 spacious bedrooms, 2 beautifully appointed bathrooms, and an enclosed flex room—perfect for a home office or quiet retreat. The open-concept layout seamlessly connects the kitchen, café, and gathering room, creating an airy atmosphere. The many windows bathe the entire space in natural light, elevating the overall feeling of openness. The heart of the home is the chef-inspired kitchen, where 42” cabinetry meets luxurious quartz countertops. Thoughtfully designed features like soft-close drawers, easy-reach corner cabinets, double roll-out trays, and a waste basket drawer make the kitchen as functional as it is beautiful. Built-in Whirlpool stainless steel appliances—including a natural gas range and a refrigerator—ensure you have everything you need for both everyday meals and special occasions. The kitchen flows effortlessly into the café and gathering room, where a pocket sliding glass door leads to the extended covered lanai, making this home ideal for seamless indoor-outdoor living. Retreat to the luxurious owner’s suite, a serene sanctuary with a spacious walk-in closet and a spa-like en suite bathroom. Dual vanity sinks, a walk-in shower with a rain shower head and a built-in bench, an enclosed toilet, and a linen closet complete the tranquil space. The two additional spare bedrooms and bathroom, along with the enclosed flex room, provide ample space for family and guests. The upgraded laundry room with built-in cabinetry, quartz countertops, utility sink, and Whirlpool washer and dryer make daily tasks a breeze. Designer-curated finishes elevate every corner of this home, including wood-look luxury vinyl plank flooring throughout the entire home (except in the bathrooms and laundry room, which are outfitted with tile), pendant pre-wire in the kitchen, matte black hardware and plumbing fixtures, 2” faux wood blinds, 8’ interior doors, comfort-height toilets, rain gutters, and Sherwin Williams City Loft Interior Wall Paint throughout. Enjoy the convenience of modern living with a smart thermostat, video doorbell, and LED downlighting. With its stunning design and thoughtful touches, the Mystique home provides the perfect blend of luxury and functionality for today’s lifestyle.

The essentials

Built
2026
Price / sqft
$223
On market
87 days
Annual tax
$2,633
HOA
$310/mo
Flood zone
X · Low risk
Lot
6,050 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
Community pool
Fitness center too
2 car garage
Driveway
6,050 sqft lot
Lot size
2,084 sqft
Living area

Payment

Est. monthly payment
$3,187/mo
Down payment (20%)
$92,998
Property taxes
$219/mo
HOA
$310/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
6,050 sqft
Cooling
Central Air
Heating
Central, Electric, Heat Pump
Parking
Driveway, Garage Door Opener
Days on Market
87
Eat-in Kitchen
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Pest Guard System
Primary Bedroom Main Floor
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Lighting
Rain Gutters
Sidewalk
Sprinkler Metered
Clubhouse
Deed Restrictions
Dog Park
Fitness Center
Gated Community - No Guard
Golf Carts OK
Irrigation-reclaimed Water
No Truck/Rv/Motorcycle Parking
Pool
Sidewalks
Special Community Restrictions
Tennis Court(s)
Street Lights
Dishwasher
Disposal
Dryer
Gas Water Heater
Microwave
Range
Refrigerator
Tankless Water Heater
Washer
In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$2,633
Parcel #
17-26-31-5267-0001-9680

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Del Webb Twin Lakes
County
Osceola
MLS Area
34772 - St Cloud (Narcoossee Road)
Lot Size
6,050 sqft
ClearedLandscapedSidewalkPavedPrivate
HOA
$310/mo
Del Webb Twin Lakes Homeowners Association, Inc.

Price history

Date
Event
Price
9/21/2026
Price change
Source: Stellar MLS #O6426678
$464,990-1.7%
$223/sqft
-
Price change
Source: Stellar MLS #O6426678
$473,030-7.2%
$227/sqft
7/20/2026
Listed for sale
Source: Stellar MLS #O6426678
$509,530
$244/sqft

Neighborhood

5095 Twin Lakes Boulevard
St Cloud, FL, 34772 · 34772 - St Cloud (Narcoossee Road)

Market insights

Offer Insights

Choose an offer strength

List price: $464,990
$462,500 – $464,990
99.5% – 100% of listTops out right at the list price
80% of listList price
237 of the last 383 home closings in 34772 landed at this number or higher (62%). The median one sat 41 days before it went under contract, and this one is on day 87 after a $44,540 cut.

Sample: 383 closed home sales in 34772 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,187/mo
Principal & interest$2,425
Property taxes$219
Insurance$232
HOA$310
Down payment20% · $92,998
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$464,990

$223 per sq ft

Beds and baths

3 beds, 2 baths

Size

2,084 sq ft

Time on market

87 days

Year built

2026

Monthly payment

About $3,187/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,633 annual tax bill, insurance, and the $310/mo HOA fee.

HOA fee

$310/mo

Managed by Del Webb Twin Lakes Homeowners Association, Inc..

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byPULTE REALTY OF NORTH FLORIDA LLCListing agent: Adrienne EscottListing data from Stellar MLS, MLS# O6426678.

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