121 Bay St, photo 1
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Overview

3 bd2 ba1,456 sqftHalf Duplex
TypeHalf Duplex
HOANone listed
Built1953
Lot5,249 sqft
Living area1,456 sqft
Price / sqft$295

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Eat-in KitchenKitchen/Family Room ComboOpen FloorplanSolid Surface CountersSolid Wood CabinetsGardenConvection OvenCooktop

121 Bay St is a 1953-built home in Welshs Bayou Add, Tarpon Springs. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,456 square feet of living space. Listed at $429,500 (about $295/sqft), 85 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Waterfront Duplex with Beautiful Lake Views in the Heart of Tarpon Springs! Discover this charming and well-maintained duplex offering a peaceful waterfront setting with serene lake views. Each cozy unit features a comfortable layout filled with natural light, creating a warm and inviting atmosphere. Whether you’re looking for an income-producing investment, an owner-occupied property with rental income, or a multi-generational living opportunity, this property offers exceptional flexibility. Unit A is vacant and move-in ready, while Unit B is tenant occupied, providing immediate rental income. Conveniently located just minutes from the famous Sponge Docks, downtown Tarpon Springs, shopping, restaurants, parks, beaches, and major roadways. Enjoy the perfect combination of waterfront living, investment potential, and Florida charm!

The essentials

Built
1953
Price / sqft
$295
On market
85 days
Annual tax
$3,297
Flood zone
AE
Lot
5,249 sqft
Type
Half Duplex

At a glance

Multi-family
Built 1953
Water views
Water
5,249 sqft lot
Lot size
1,456 sqft
Living area

Payment

Est. monthly payment
$2,730/mo
Down payment (20%)
$85,900
Property taxes
$275/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Half Duplex
Year Built
1953
Lot
5,249 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
85
Eat-in Kitchen
Kitchen/Family Room Combo
Open Floorplan
Solid Surface Counters
Solid Wood Cabinets
Garden
Convection Oven
Cooktop
Dishwasher
Electric Water Heater
Microwave
Flood Zone AE
Annual Tax (2025)
$3,297
Parcel #
12-27-15-95940-006-0061

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Welshs Bayou Add
County
Pinellas
MLS Area
34689 - Tarpon Springs
Lot Size
5,249 sqft
Corner Lot

Price history

Date
Event
Price
7/20/2026
Listed for sale
Source: Stellar MLS #O6426847
$429,500
$295/sqft

Neighborhood

121 Bay St
Tarpon Springs, FL, 34689 · 34689 - Tarpon Springs

Market insights

Offer Insights

Choose an offer strength

List price: $429,500
$422,500 – $429,500
98.4% – 100% of listTops out right at the list price
80% of listList price
93 of the last 185 home closings in 34689 landed at this number or higher (50%). The median one sat 29 days before it went under contract, and this one is on day 85.

Sample: 185 closed home sales in 34689 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,730/mo
Principal & interest$2,240
Property taxes$275
Insurance$215
Down payment20% · $85,900
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$429,500

$295 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,456 sq ft

Time on market

85 days

Year built

1953

Monthly payment

About $2,730/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,297 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byEXIT GLOBAL REALTYListing agent: Maria LammogliaListing data from Stellar MLS, MLS# O6426847.

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