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Overview

3 bd2 ba1,380 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2004
Lot10,106 sqft
Living area1,380 sqft
Price / sqft$221
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Open FloorplanSplit BedroomWalk-in Closet(s)Rain GuttersSliding DoorsDishwasherDisposal

54 Pennsylvania Ln is a 2004-built home in Southwest Quadrant Ph 01-04, Palm Coast. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,380 square feet of living space. Listed at $304,500 (about $221/sqft), 75 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome to your next home in the heart of Palm Coast! This 3 bedroom, 2 bath, 2 car garage features an open floor plan, spacious tiled living areas, a 15 X 19 primary bedroom with a generous sized walk-in closet, 2022 roof, gutters/downspouts, irrigation system on a well, electric vehicle charging station in the garage, indoor laundry room, completely fenced back yard, and much more. Conveniently located near shopping, dining, parks, golf, healthcare, animal care, gas stations, and less than 3 miles to interstate 95 for an easy commute.

The essentials

Built
2004
Price / sqft
$221
On market
75 days
Annual tax
$3,203
Flood zone
X · Low risk
Lot
10,106 sqft
Type
Single Family Residence

At a glance

Single family
Built 2004
2 car garage
Electric Vehicle Charging Station(s)
10,106 sqft lot
Lot size
1,380 sqft
Living area

Payment

Est. monthly payment
$2,007/mo
Down payment (20%)
$60,900
Property taxes
$267/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2004
Lot
10,106 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Electric Vehicle Charging Station(s)
Days on Market
75
Ceiling Fans(s)
Open Floorplan
Split Bedroom
Walk-in Closet(s)
Rain Gutters
Sliding Doors
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$3,203
Parcel #
07-11-31-7025-00210-0350

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Southwest Quadrant Ph 01-04
County
Flagler
MLS Area
32164 - Palm Coast
Lot Size
10,106 sqft
Paved

Price history

Date
Event
Price
8/22/2026
Price change
Source: Stellar MLS #O6428730
$304,500-0.2%
$221/sqft
7/28/2026
Listed for sale
Source: Stellar MLS #O6428730
$305,000
$221/sqft

Neighborhood

54 Pennsylvania Ln
Palm Coast, FL, 32164 · 32164 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $304,500
$302,500 – $304,500
99.5% – 100% of listTops out right at the list price
80% of listList price
306 of the last 597 home closings in 32164 landed at this number or higher (51%). The median one sat 48 days before it went under contract, and this one is on day 75 after a $500 cut.

Sample: 597 closed home sales in 32164 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,007/mo
Principal & interest$1,588
Property taxes$267
Insurance$152
Down payment20% · $60,900
Interest rate6.80%
Loan term

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Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$304,500

$221 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,380 sq ft

Time on market

75 days

Year built

2004

Monthly payment

About $2,007/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,203 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byBREVARD PROPERTY MGMT & SALESListing agent: Carmen MinthornListing data from Stellar MLS, MLS# O6428730.

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