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Overview

3 bd3 ba1,527 sqftTownhouse
TypeTownhouse
HOA$160/mo
Built2004
Lot871 sqft
Living area1,527 sqft
Price / sqft$157

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Open FloorplanPrimarybedroom UpstairsSidewalkSidewalksDishwasherRangeRefrigerator

649 Captiva Cir is a 2004-built home in Florida Palms Rep, Kissimmee. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,527 square feet of living space. Listed at $240,000 (about $157/sqft), 74 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $160 monthly.

From the listing

Welcome to 649 Captiva Cir, a charming home in Kissimmee, FL. Recently updated, This Townhome features spacious living areas, a well-appointed kitchen, and ample natural light throughout. Conveniently located near shopping and next to the school. Three-bedroom, two-and-a-half-bath, two-story. All bedrooms are on the second floor. The community is gated and has a clubhouse, pool, and tennis courts! Very low HOA.

The essentials

Built
2004
Price / sqft
$157
On market
74 days
Annual tax
$3,185
HOA
$160/mo
Flood zone
X · Low risk
Lot
871 sqft
Type
Townhouse

At a glance

Payment

Est. monthly payment
$1,797/mo
Down payment (20%)
$48,000
Property taxes
$265/mo
HOA
$160/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
2004
Lot
871 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
74
Open Floorplan
Primarybedroom Upstairs
Sidewalk
Sidewalks
Dishwasher
Range
Refrigerator
Elementary
Central Avenue Elem
Middle
Denn John Middle
High
Osceola High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2024)
$3,185
Parcel #
16-25-29-1423-0001-0580

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Florida Palms Rep
County
Osceola
MLS Area
34741 - Kissimmee (Downtown East)
Lot Size
871 sqft
HOA
$160/mo
Don Asher & Associates

Price history

Date
Event
Price
7/28/2026
Listed for sale
Source: Stellar MLS #O6428848
$240,000
$157/sqft

Neighborhood

649 Captiva Cir
Kissimmee, FL, 34741 · 34741 - Kissimmee (Downtown East)

Market insights

Offer Insights

Choose an offer strength

List price: $240,000
$240,000
99.5% – 100% of listTops out right at the list price
80% of listList price
47 of the last 71 townhouse or villa closings in 34741 landed at this number or higher (66%). The median one sat 48 days before it went under contract, and this one is on day 74.

Sample: 71 closed townhouse or villa sales in 34741 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,797/mo
Principal & interest$1,252
Property taxes$265
Insurance$120
HOA$160
Down payment20% · $48,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$240,000

$157 per sq ft

Beds and baths

3 beds, 3 baths

Size

1,527 sq ft

Time on market

74 days

Year built

2004

Monthly payment

About $1,797/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,185 annual tax bill, insurance, and the $160/mo HOA fee.

HOA fee

$160/mo

Managed by Don Asher & Associates.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byBEYCOME OF FLORIDA LLCListing agent: Steven KolenoListing data from Stellar MLS, MLS# O6428848.

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