603 W Ocala St, photo 1
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Overview

4 bd2 ba2,109 sqftSingle Family
TypeSingle Family
HOANone listed
Built1974
Lot17,898 sqft
Living area2,109 sqft
Price / sqft$173

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Eat-in KitchenOpen FloorplanPrivate YardRangeRefrigerator

603 W Ocala St is a 1974-built home in Umatilla Wingfield Sub, Umatilla. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,109 square feet of living space. Listed at $364,900 (about $173/sqft), 67 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Discover the potential of this spacious lakefront home situated on a picturesque 0.41-acre corner lot shaded by majestic oak trees in the heart of Umatilla. Offering approximately 2,876 square feet of living space, this 4-bedroom, 2-bath residence provides an exceptional opportunity to create your dream home in a beautiful waterfront setting. Inside, you'll find a versatile floor plan featuring a generous family room, a separate living room with a striking stone fireplace, and sliding glass doors leading to the screened pool and patio with bar area overlooking the backyard and peaceful lake views. The spacious kitchen is equipped with beautiful wood cabinetry, abundant countertop space, and a dining area perfect for gathering with family and friends. The desirable split-bedroom layout includes a gracious primary suite with a private bath and sliding glass doors opening directly to the pool area. The converted garage provides additional under-air living space ideal for a home office, game room, fitness area, or hobby room. An interior laundry room with utility sink adds everyday convenience. Enjoy the privacy of a mature oak-shaded homesite, an inviting screened pool, and the beauty of lakefront living, all while being conveniently located near local shopping, dining, parks, and schools. Don't miss this opportunity to make this waterfront property your own! All information recorded in the MLS is intended to be accurate but cannot be guaranteed, buyer advised to verify.

The essentials

Built
1974
Price / sqft
$173
On market
67 days
Annual tax
$3,448
Flood zone
X · Low risk
Lot
17,898 sqft
Type
Single Family Residence

At a glance

Single family
Built 1974
Waterfront
Lake Front
Private pool
Indoor
0.41 acres
Lot size
2,109 sqft
Living area

Payment

Est. monthly payment
$2,373/mo
Down payment (20%)
$72,980
Property taxes
$287/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1974
Lot
17,898 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Circular Driveway
Pool
Indoor
Waterfront
Lake Front
Days on Market
67
Eat-in Kitchen
Open Floorplan
Private Yard
Range
Refrigerator
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$3,448
Parcel #
14-18-26-0100-000-00401

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Umatilla Wingfield Sub
County
Lake
MLS Area
32784 - Umatilla / Dona Vista
Lot Size
17,898 sqft
Corner Lot

Price history

Date
Event
Price
9/15/2026
Price change
Source: Stellar MLS #O6430745
$364,900-2.7%
$173/sqft
8/4/2026
Listed for sale
Source: Stellar MLS #O6430745
$375,000
$178/sqft

Neighborhood

603 W Ocala St
Umatilla, FL, 32784 · 32784 - Umatilla / Dona Vista

Market insights

Offer Insights

Choose an offer strength

List price: $364,900
$357,500 – $364,900
98% – 100% of listTops out right at the list price
80% of listList price
44 of the last 87 home closings in 32784 landed at this number or higher (51%). The median one sat 52 days before it went under contract, and this one is on day 67 after a $10,100 cut.

Sample: 87 closed home sales in 32784 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,373/mo
Principal & interest$1,903
Property taxes$287
Insurance$182
Down payment20% · $72,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$364,900

$173 per sq ft

Beds and baths

4 beds, 2 baths

Size

2,109 sq ft

Time on market

67 days

Year built

1974

Monthly payment

About $2,373/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,448 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byALL FLORIDA PROPERTY GROUP,INCListing agent: Melinda FoleyListing data from Stellar MLS, MLS# O6430745.

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