110 Terrace Ridge Cir #110, photo 1
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Overview

3 bd2 ba1,542 sqftCondominium
TypeCondominium
HOA$696/mo
Built2005
Lot684 sqft
Living area1,542 sqft
Price / sqft$139

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Chair RailCrown MoldingHigh CeilingsLiving Room/Dining Room ComboOpen FloorplanSolid Surface CountersSolid Wood Cabinets

110 Terrace Ridge Cir #110 is a 2005-built home in Terrace Ridge At Town Center East Condo, Davenport. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,542 square feet of living space. Listed at $214,900 (about $139/sqft), 66 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $696 monthly.

From the listing

Buyers Financing Fell Through, BACK ON MARKET!!! Welcome to this inviting 3-bedroom, 2-bath condominium located within a gated community, featuring a bright, open-concept floor plan designed for comfortable living and effortless entertaining. Soaring 10-foot ceilings, 9-foot doors, and an abundance of windows create an open and airy atmosphere filled with natural light, while laminate and tile flooring throughout provide a stylish, low-maintenance interior. The kitchen features granite countertops and flows seamlessly into the main living areas, while the spacious primary bathroom offers a large shower and generous sink space. The second bathroom is equally spacious and includes a bathtub and dual sinks. Step outside to your private balcony, the perfect place to enjoy your morning coffee or unwind at the end of the day. Residents enjoy access to a heated community pool, jacuzzi, and clubhouse, along with HOA benefits that include water, cable, internet, pest control, valet trash, and pool maintenance. With short-term rentals permitted, this property offers excellent flexibility as a primary residence, vacation home, or investment property. The location is hard to beat, with convenient access to hospitals, supermarkets, pharmacies, and gas stations, plus approximately 20 minutes to Walt Disney World, 45 minutes to Tampa, and 45 minutes to Orlando International Airport. Don’t miss the opportunity to own a bright and spacious condominium offering comfort, convenience, desirable amenities, and investment potential in a prime Central Florida location! Furnishings are negotiable for a reasonable price.

The essentials

Built
2005
Price / sqft
$139
On market
66 days
Annual tax
$2,591
HOA
$696/mo
Flood zone
X · Low risk
Lot
684 sqft
Type
Condominium

At a glance

Condo
3 stories · 2005
Community pool
Fitness center too
Private balcony
Outdoor space
1,542 sqft
Living area

Payment

Est. monthly payment
$2,140/mo
Down payment (20%)
$42,980
Property taxes
$216/mo
HOA
$696/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
2005
Lot
684 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
66
Ceiling Fans(s)
Chair Rail
Crown Molding
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Solid Surface Counters
Solid Wood Cabinets
Thermostat
Walk-in Closet(s)
Balcony
Private Entrance
Sidewalk
Clubhouse
Fitness Center
Playground
Pool
Sidewalks
Dishwasher
Microwave
Range
Elementary
Loughman Oaks Elem
Middle
Davenport School of the Arts
High
Davenport High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$2,591
Parcel #
27-26-02-701011-008250

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Terrace Ridge At Town Center East Condo
County
Polk
MLS Area
33896 - Davenport / Champions Gate
Lot Size
684 sqft
HOA
$696/mo
Tammy Shrank

Price history

Date
Event
Price
9/18/2026
Price change
Source: Stellar MLS #O6431340
$214,900-4.4%
$139/sqft
8/6/2026
Listed for sale
Source: Stellar MLS #O6431340
$224,900
$146/sqft

Neighborhood

110 Terrace Ridge Cir #110
Davenport, FL, 33896 · 33896 - Davenport / Champions Gate

Market insights

Offer Insights

Choose an offer strength

List price: $214,900
$210,000 – $214,900
97.1% – 100% of listTops out right at the list price
80% of listList price
29 of the last 57 condo closings in 33896 landed at this number or higher (51%). The median one sat 62 days before it went under contract, and this one is on day 66 after a $10,000 cut.

Sample: 57 closed condo sales in 33896 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,140/mo
Principal & interest$1,121
Property taxes$216
Insurance$107
HOA$696
Down payment20% · $42,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$214,900

$139 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,542 sq ft

Time on market

66 days

Year built

2005

Monthly payment

About $2,140/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,591 annual tax bill, insurance, and the $696/mo HOA fee.

HOA fee

$696/mo

Managed by Tammy Shrank.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byLPT REALTY, LLCListing agent: Shawn RomanoListing data from Stellar MLS, MLS# O6431340.

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