

Overview
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New construction · 2027
Different rules apply when you buy new
Build snapshot
- Build year
- 2027
- Builder
- Ask the team — not on MLS
- Community
- COTTAGES ON 11TH
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$200/mo
- CDD bond
- No CDD disclosed
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
About this home
630 W 11th Avenue is a 2027-built home in Cottages On 11th, Mount Dora. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,589 square feet of living space. Listed at $1,245,600 (about $481/sqft), 58 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $600 quarterly.
Pre-Construction. To be built. Your chance to enjoy easy, inspired living in Mount Dora’s LAST EVER Luxury Downtown Custom Home Community. This beautifully arranged single-story home offers approximately 2,589 square feet with an open kitchen and great room designed to bring everyone together. Large living spaces flow naturally toward the outdoor retreat, where a sparkling pool, covered entertaining area, and optional summer kitchen set the stage for everything from quiet mornings to lively get-togethers. Tucked away on its own side of the home, the owner’s suite provides a private escape with a spacious wardrobe and well-appointed bath. Two additional bedrooms are positioned on the opposite side for added privacy and versatility. Complete with a walk-in pantry, dedicated laundry room, powder bath, and two-car garage, this home pairs smart design with an easygoing lifestyle made for enjoying every day. At Cottages on 11th, the lifestyle extends far beyond your front door. Leave the car behind and take a short stroll into downtown Mount Dora, where tree-lined streets lead you to local boutiques, cozy cafés, and an ever-changing mix of dining spots. Weekends fill easily with festivals, live music, waterfront sunsets, and seasonal celebrations, all just steps from home. With only twenty-seven residences, this intimate community offers a rare blend of connection, charm, and comfort. Surrounded by homes that reflect the character of Mount Dora’s beloved Historic District, you’ll enjoy a setting that feels both timeless and uniquely yours!
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The essentials
At a glance
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$1,245,600
$481 per sq ft
Beds and baths
3 beds, 3 baths
Size
2,589 sq ft
Time on market
58 days
Year built
2027
Monthly payment
About $7,549/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,762 annual tax bill, insurance, and the $600/qtr HOA fee.
HOA fee
$600/qtr
Managed by Tom Lightsey.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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