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Overview

3 bd3 ba2,589 sqft2 car garageSingle Family
TypeSingle Family
HOA$600/qtr
Built2027
Lot7,000 sqft
Living area2,589 sqft
Price / sqft$481
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2027

Different rules apply when you buy new

Build snapshot

Build year
2027
Builder
Ask the team — not on MLS
Community
COTTAGES ON 11TH
Type
Single Family Residence

True monthly carry

HOA
~$200/mo
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

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11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Ceiling Fans(s)Crown MoldingHigh CeilingsKitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main FloorStone CountersThermostat

630 W 11th Avenue is a 2027-built home in Cottages On 11th, Mount Dora. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,589 square feet of living space. Listed at $1,245,600 (about $481/sqft), 58 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $600 quarterly.

From the listing

Pre-Construction. To be built. Your chance to enjoy easy, inspired living in Mount Dora’s LAST EVER Luxury Downtown Custom Home Community. This beautifully arranged single-story home offers approximately 2,589 square feet with an open kitchen and great room designed to bring everyone together. Large living spaces flow naturally toward the outdoor retreat, where a sparkling pool, covered entertaining area, and optional summer kitchen set the stage for everything from quiet mornings to lively get-togethers. Tucked away on its own side of the home, the owner’s suite provides a private escape with a spacious wardrobe and well-appointed bath. Two additional bedrooms are positioned on the opposite side for added privacy and versatility. Complete with a walk-in pantry, dedicated laundry room, powder bath, and two-car garage, this home pairs smart design with an easygoing lifestyle made for enjoying every day. At Cottages on 11th, the lifestyle extends far beyond your front door. Leave the car behind and take a short stroll into downtown Mount Dora, where tree-lined streets lead you to local boutiques, cozy cafés, and an ever-changing mix of dining spots. Weekends fill easily with festivals, live music, waterfront sunsets, and seasonal celebrations, all just steps from home. With only twenty-seven residences, this intimate community offers a rare blend of connection, charm, and comfort. Surrounded by homes that reflect the character of Mount Dora’s beloved Historic District, you’ll enjoy a setting that feels both timeless and uniquely yours!

The essentials

Built
2027
Price / sqft
$481
On market
58 days
Annual tax
$2,762
HOA
$600/qtr
Flood zone
X · Low risk
Lot
7,000 sqft
Type
Single Family Residence

At a glance

Single family
Built 2027
Private pool
In Ground
2 car garage
7,000 sqft lot
Lot size
2,589 sqft
Living area

Payment

Est. monthly payment
$7,549/mo
Down payment (20%)
$249,120
Property taxes
$230/mo
HOA
$600/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2027
Lot
7,000 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Pool
In Ground
Days on Market
58
Ceiling Fans(s)
Crown Molding
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Stone Counters
Thermostat
Walk-in Closet(s)
Outdoor Kitchen
Sprinkler Metered
Street Lights
Built-in Oven
Dishwasher
Disposal
Dryer
Microwave
Refrigerator
Washer
Elementary
Triangle Elem
Middle
Mount Dora Middle
High
Mount Dora High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone x
Annual Tax (2026)
$2,762
Parcel #
30-19-27-2300-000-02200

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Cottages On 11th
County
Lake
MLS Area
32757 - Mount Dora
Lot Size
7,000 sqft
HOA
$600/qtr
Tom Lightsey

Price history

Date
Event
Price
8/14/2026
Listed for sale
Source: Stellar MLS #O6432804
$1,245,600
$481/sqft

Neighborhood

630 W 11th Avenue
Mount Dora, FL, 32757 · 32757 - Mount Dora

Market insights

Offer Insights

Choose an offer strength

List price: $1,245,600
$1.24M – $1.25M
99.5% – 100% of listTops out right at the list price
80% of listList price
170 of the last 321 home closings in 32757 landed at this number or higher (53%). The median one sat 39 days before it went under contract, and this one is on day 58.

Sample: 321 closed home sales in 32757 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$7,549/mo
Principal & interest$6,496
Property taxes$230
Insurance$623
HOA$200
Down payment20% · $249,120
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,245,600

$481 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,589 sq ft

Time on market

58 days

Year built

2027

Monthly payment

About $7,549/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,762 annual tax bill, insurance, and the $600/qtr HOA fee.

HOA fee

$600/qtr

Managed by Tom Lightsey.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCOLONY REALTY GROUP, INC.Listing agent: Simi LightseyListing data from Stellar MLS, MLS# O6432804.

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