

Overview
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New construction · 2027
Different rules apply when you buy new
Build snapshot
- Build year
- 2027
- Builder
- Ask the team — not on MLS
- Community
- COTTAGES ON 11TH
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$200/mo
- CDD bond
- No CDD disclosed
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
About this home
662 James Moore Dr is a 2027-built home in Cottages On 11th, Mount Dora. Inside you'll find 3 bedrooms, 4 bathrooms, and 2,998 square feet of living space. Listed at $1,435,200 (about $479/sqft), 58 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $600 quarterly.
Pre-Construction. To be built. Your chance to enjoy easy, inspired living in Mount Dora’s LAST EVER Luxury Downtown Custom Home Community. Designed for both everyday living and effortless entertaining, this thoughtfully planned home has a little bit of everything! The first floor centers around a spacious great room and open kitchen with a walk-in pantry, creating an easy flow for gathering and entertaining. Step outside to your own private retreat featuring a pool, spa, expansive outdoor living area, lanai, and optional summer kitchen - perfect for enjoying the Florida lifestyle year-round. The first-floor owner’s suite offers added privacy with a generous wardrobe and spacious bath, while a dedicated laundry room, powder bath, and two-car garage add everyday convenience. Upstairs, two additional bedroom suites with walk-in closets, two full baths, and a versatile loft provide plenty of space for family and guests. With indoor-outdoor living at the heart of the design, this floor plan was made for relaxing, hosting, and making the most of life at home! At Cottages on 11th, the lifestyle extends far beyond your front door. Leave the car behind and take a short stroll into downtown Mount Dora, where tree-lined streets lead you to local boutiques, cozy cafés, and an ever-changing mix of dining spots. Weekends fill easily with festivals, live music, waterfront sunsets, and seasonal celebrations, all just steps from home. With only twenty-seven residences, this intimate community offers a rare blend of connection, charm, and comfort. Surrounded by homes that reflect the character of Mount Dora’s beloved Historic District, you’ll enjoy a setting that feels both timeless and uniquely yours!
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The essentials
At a glance
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$1,435,200
$479 per sq ft
Beds and baths
3 beds, 4 baths
Size
2,998 sq ft
Time on market
58 days
Year built
2027
Monthly payment
About $8,638/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,827 annual tax bill, insurance, and the $600/qtr HOA fee.
HOA fee
$600/qtr
Managed by Tom Lightsey.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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