

Overview
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New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- TRINITY PLACE PH 1
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$70/mo
- CDD bond
- Yes — typically $1,500–$3,500/yr
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.
About this home
5949 Sophieann St is a 2026-built home in Trinity Place Ph 1, St Cloud. Inside you'll find 4 bedrooms, 4 bathrooms, and 2,560 square feet of living space. Listed at $440,000 (about $172/sqft), 60 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $70 monthly.
Under Construction. Welcome to the thoughtfully crafted Finn plan - our only 2-story design with a first floor Guest Suite in Trinity Place! This spacious home offers 4 Bedrooms and 3.5 Baths, including a private first-floor Guest Suite complete with a full bath and walk-in closet—ideal for visitors or multi-generational living. The open-concept layout creates the perfect setting for entertaining, highlighted by a spacious Great Room with adjacent Dining area. The well-appointed Kitchen showcases beautiful cabinetry, sleek quartz countertops, large walk-in pantry closet, a center island, and stainless steel appliances. Elegant tile flooring enhances the main living areas on the first floor, while upstairs the Primary Suite features a luxurious ensuite bath with dual sinks in adult-height vanity, quartz countertops, an expansive walk-in closet, and a beautifully tiled walk-in shower. Attractive landscaping, along with a brick paver driveway and lead walk, completes the stunning exterior of this beautiful home. Trinity Place amenities include resort-style pool and cabana, a shaded tot lot for the little ones, and a convenient dog park. Community is conveniently located near Shopping and Dining, with easy access to major thoroughfares and just a short drive to Disney.
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The essentials
At a glance
Payment
Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 471 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$440,000
$172 per sq ft
Beds and baths
4 beds, 4 baths
Size
2,560 sq ft
Time on market
60 days
Year built
2026
Monthly payment
About $2,861/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,313 annual tax bill, insurance, and the $70/mo HOA fee.
HOA fee
$70/mo
Managed by Real Manage / Ryan Fernanades.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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