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Overview

4 bd4 ba2,560 sqft2 car garageSingle Family
TypeSingle Family
HOA$70/mo
Built2026
Lot6,709 sqft
Living area2,560 sqft
Price / sqft$172
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
TRINITY PLACE PH 1
Type
Single Family Residence

True monthly carry

HOA
~$70/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

Kitchen/Family Room ComboOpen FloorplanSolid Surface CountersThermostatWalk-in Closet(s)SidewalkDeed RestrictionsIrrigation-reclaimed Water

5949 Sophieann St is a 2026-built home in Trinity Place Ph 1, St Cloud. Inside you'll find 4 bedrooms, 4 bathrooms, and 2,560 square feet of living space. Listed at $440,000 (about $172/sqft), 60 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $70 monthly.

From the listing

Under Construction. Welcome to the thoughtfully crafted Finn plan - our only 2-story design with a first floor Guest Suite in Trinity Place! This spacious home offers 4 Bedrooms and 3.5 Baths, including a private first-floor Guest Suite complete with a full bath and walk-in closet—ideal for visitors or multi-generational living. The open-concept layout creates the perfect setting for entertaining, highlighted by a spacious Great Room with adjacent Dining area. The well-appointed Kitchen showcases beautiful cabinetry, sleek quartz countertops, large walk-in pantry closet, a center island, and stainless steel appliances. Elegant tile flooring enhances the main living areas on the first floor, while upstairs the Primary Suite features a luxurious ensuite bath with dual sinks in adult-height vanity, quartz countertops, an expansive walk-in closet, and a beautifully tiled walk-in shower. Attractive landscaping, along with a brick paver driveway and lead walk, completes the stunning exterior of this beautiful home. Trinity Place amenities include resort-style pool and cabana, a shaded tot lot for the little ones, and a convenient dog park. Community is conveniently located near Shopping and Dining, with easy access to major thoroughfares and just a short drive to Disney.

The essentials

Built
2026
Price / sqft
$172
On market
60 days
Annual tax
$3,313
HOA
$70/mo
Flood zone
X · Low risk
Lot
6,709 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
Community pool
Shared amenity
2 car garage
Driveway
6,709 sqft lot
Lot size
2,560 sqft
Living area

Payment

Est. monthly payment
$2,861/mo
Down payment (20%)
$88,000
Property taxes
$276/mo
HOA
$70/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
6,709 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway
Days on Market
60
Kitchen/Family Room Combo
Open Floorplan
Solid Surface Counters
Thermostat
Walk-in Closet(s)
Sidewalk
Deed Restrictions
Irrigation-reclaimed Water
No Truck/Rv/Motorcycle Parking
Playground
Pool
Sidewalks
Street Lights
Dishwasher
Disposal
Microwave
Range
Elementary
Hickory Tree Elem
Middle
Harmony Middle
High
Harmony High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$3,313
Parcel #
03-26-31-5325-0001-0340

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Trinity Place Ph 1
County
Osceola
MLS Area
34771 - St Cloud (Magnolia Square)
Lot Size
6,709 sqft
SidewalkPaved
HOA
$70/mo
Real Manage / Ryan Fernanades

Price history

Date
Event
Price
10/13/2026
Price change
Source: Stellar MLS #O6433888
$440,000-4.3%
$172/sqft
8/15/2026
Listed for sale
Source: Stellar MLS #O6433888
$459,990
$180/sqft

Neighborhood

5949 Sophieann St
St Cloud, FL, 34771 · 34771 - St Cloud (Magnolia Square)

Market insights

Offer Insights

Choose an offer strength

List price: $440,000
$437,500 – $440,000
99.5% – 100% of listTops out right at the list price
80% of listList price
305 of the last 471 home closings in 34771 landed at this number or higher (65%). The median one sat 36 days before it went under contract, and this one is on day 60 after a $19,990 cut.

Sample: 471 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,861/mo
Principal & interest$2,295
Property taxes$276
Insurance$220
HOA$70
Down payment20% · $88,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$440,000

$172 per sq ft

Beds and baths

4 beds, 4 baths

Size

2,560 sq ft

Time on market

60 days

Year built

2026

Monthly payment

About $2,861/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,313 annual tax bill, insurance, and the $70/mo HOA fee.

HOA fee

$70/mo

Managed by Real Manage / Ryan Fernanades.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byRISEWELL HOMES FLORIDA LLCListing agent: Stephen WoodListing data from Stellar MLS, MLS# O6433888.

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