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Overview

2 bd2 ba1,408 sqft2 car garageSingle Family
TypeSingle Family
HOA$381/mo
Built2022
Lot5,663 sqft
Living area1,408 sqft
Price / sqft$240
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Living Room/Dining Room ComboOpen FloorplanSidewalkClubhousePoolTennis Court(s)Dishwasher

3128 Songbird Cir is a 2022-built home in Harmony Nbhd J, Harmony. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,408 square feet of living space. Listed at $337,500 (about $240/sqft), 57 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $381 monthly.

From the listing

Virtually Staged. BETTER THAN NEW! This METICULOUSLY MAINTAINED home sits on a PREMIUM CORNER LOT in Harmony’s Lakes active 55+ community, offering a peaceful setting SURROUNDED BY NATURE and an IMPRESSIVE COLLECTION of RESORT-STYLE AMENITIES. Imagine taking a fishing or pontoon boat out on the lake after a round of golf , a game of tennis or pickleball, or a swim in the zero-entry pool! Then come home to private retreat featuring tile and LVP flooring run throughout, quartz countertops, custom window treatments, and a screened lanai creating a comfortable outdoor living area. Residents enjoy access to two heated pools, fitness and activity centers, pickleball and tennis, golf, and 12 miles of scenic trails, plus a private lake with kayaks, fishing, and pontoon boats available at no charge by reservation. Located less than a quarter mile from the Lakes Clubhouse and amenities, this gated, golf-cart-accessible community offers an exceptional lifestyle surrounded by permanent open space and natural beauty.

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The essentials

Built
2022
Price / sqft
$240
On market
57 days
Annual tax
$5,952
HOA
$381/mo
Flood zone
X · Low risk
Lot
5,663 sqft
Type
Single Family Residence

At a glance

Single family
Built 2022
Community pool
Shared amenity
2 car garage
Driveway
5,663 sqft lot
Lot size
1,408 sqft
Living area

Payment

Est. monthly payment
$2,806/mo
Down payment (20%)
$67,500
Property taxes
$496/mo
HOA
$381/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2022
Lot
5,663 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway
Days on Market
57
Ceiling Fans(s)
Living Room/Dining Room Combo
Open Floorplan
Sidewalk
Clubhouse
Pool
Tennis Court(s)
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Elementary
Harmony Community School (K-5)
Middle
Harmony Middle
High
Harmony High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$5,952
Parcel #
29-26-32-3357-0001-0660

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Harmony Nbhd J
County
Osceola
MLS Area
34773 - St Cloud (Harmony)
Lot Size
5,663 sqft
Corner LotSidewalk
HOA
$381/mo
Association Solutions

Price history

Date
Event
Price
8/20/2026
Listed for sale
Source: Stellar MLS #O6435144
$337,500
$240/sqft

Neighborhood

3128 Songbird Cir
Harmony, FL, 34773 · 34773 - St Cloud (Harmony)

Market insights

Offer Insights

Choose an offer strength

List price: $337,500
$335,000 – $337,500
99.5% – 100% of listTops out right at the list price
80% of listList price
77 of the last 133 home closings in 34773 landed at this number or higher (58%). The median one sat 44 days before it went under contract, and this one is on day 57.

Sample: 133 closed home sales in 34773 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,806/mo
Principal & interest$1,760
Property taxes$496
Insurance$169
HOA$381
Down payment20% · $67,500
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$337,500

$240 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,408 sq ft

Time on market

57 days

Year built

2022

Monthly payment

About $2,806/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,952 annual tax bill, insurance, and the $381/mo HOA fee.

HOA fee

$381/mo

Managed by Association Solutions.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byORCHARD BROKERAGE, LLCListing agent: Jamey BriscoeListing data from Stellar MLS, MLS# O6435144.

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