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Overview

2 bd2 ba989 sqftSingle Family
TypeSingle Family
HOANone listed
Built1912
Lot8,999 sqft
Living area989 sqft
Price / sqft$197

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Walk-in Closet(s)RangeRefrigerator

4 E Bay St is a 1912-built home in Davenport, Davenport. Inside you'll find 2 bedrooms, 2 bathrooms, and 989 square feet of living space. Listed at $195,000 (about $197/sqft), 52 days on market. Flood zone r-1 - confirm flood insurance requirements with your lender.

From the listing

Welcome to 4 E Bay Street, a beautifully UPDATED home in the heart of Davenport offering the freedom and flexibility of NO HOA! This charming 2 bedroom, 2 bath home has been refreshed with modern updates while still maintaining its cozy character and sits on a spacious 0.21 acre lot with a FULLY FENCED BACKYARD. The open and comfortable layout makes great use of the space, while the oversized yard provides plenty of room for entertaining, pets, gardening, or creating your own private outdoor retreat. With NO HOA FEES OR RESTRICTIONS, this property offers a rare opportunity for buyers looking for affordability, flexibility, and convenience in Central Florida. Located just minutes from Downtown Davenport, shopping, dining, and major roadways, this home is ideal for a first time buyer, downsizer, or investor. UPDATED, NO HOA, LARGE YARD, AND MOVE IN READY schedule your private showing today!

The essentials

Built
1912
Price / sqft
$197
On market
52 days
Annual tax
$2,874
Flood zone
R-1
Lot
8,999 sqft
Type
Single Family Residence

At a glance

Single family
Built 1912
8,999 sqft lot
Lot size
989 sqft
Living area

Payment

Est. monthly payment
$1,354/mo
Down payment (20%)
$39,000
Property taxes
$240/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1912
Lot
8,999 sqft
Cooling
Central Air, Wall/Window Unit(s)
Heating
Central, Ductless
Parking
-
Days on Market
52
Walk-in Closet(s)
Range
Refrigerator
Flood Zone r-1
Annual Tax (2025)
$2,874
Parcel #
27-27-03-717500-036110

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Davenport
County
Polk
MLS Area
33837 - Davenport
Lot Size
8,999 sqft

Price history

Date
Event
Price
9/11/2026
Price change
Source: Stellar MLS #O6436115
$195,000-17.0%
$197/sqft
8/23/2026
Listed for sale
Source: Stellar MLS #O6436115
$235,000
$238/sqft

Neighborhood

4 E Bay St
Davenport, FL, 33837 · 33837 - Davenport

Market insights

Offer Insights

Choose an offer strength

List price: $195,000
$195,000
99.5% – 100% of listTops out right at the list price
80% of listList price
312 of the last 466 home closings in 33837 landed at this number or higher (67%). The median one sat 35 days before it went under contract, and this one is on day 52 after a $40,000 cut.

Sample: 466 closed home sales in 33837 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,354/mo
Principal & interest$1,017
Property taxes$240
Insurance$98
Down payment20% · $39,000
Interest rate6.80%
Loan term

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Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$195,000

$197 per sq ft

Beds and baths

2 beds, 2 baths

Size

989 sq ft

Time on market

52 days

Year built

1912

Monthly payment

About $1,354/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,874 annual tax bill, insurance.

Flood zone

Zone R-1

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byRE/MAX PRIME PROPERTIESListing agent: Carlos NievesListing data from Stellar MLS, MLS# O6436115.

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