612 Terrace Ridge Cir #126, photo 1
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Overview

2 bd2 ba1,261 sqftCondominium
TypeCondominium
HOA$566.82/mo
Built2005
Lot684 sqft
Living area1,261 sqft
Price / sqft$146

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)ElevatorThermostatWalk-in Closet(s)ClubhouseFitness CenterGated Community - No GuardPool

612 Terrace Ridge Cir #126 is a 2005-built home in Terrace Ridge At Town Center East Condo, Davenport. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,261 square feet of living space. Listed at $184,500 (about $146/sqft), 49 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $566.82 monthly.

From the listing

Beautiful 2-bedroom, 2-bath condo located in the gated Terrace Ridge community in Davenport. This second-floor unit features a private balcony and access to community amenities including a swimming pool and fitness center. HOA benefits include water, basic cable, and internet. Prime location near ChampionsGate with convenient access to I-4, Posner Park, shopping, restaurants, golf, medical facilities, and everyday essentials. Walt Disney World and other Central Florida attractions are also just a short drive away, with easy access to Orlando, Tampa, and Florida's Gulf Coast. Whether you're looking for a primary residence, second home, or investment property, this condo offers a low-maintenance option in a convenient Central Florida location. Schedule your private showing today.

The essentials

Built
2005
Price / sqft
$146
On market
49 days
Annual tax
$2,118
HOA
$566.82/mo
Flood zone
X · Low risk
Lot
684 sqft
Type
Condominium

At a glance

Condo
3 stories · 2005
Community pool
Fitness center too
1,261 sqft
Living area

Payment

Est. monthly payment
$1,798/mo
Down payment (20%)
$36,900
Property taxes
$177/mo
HOA
$566.82/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
2005
Lot
684 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
49
Ceiling Fans(s)
Elevator
Thermostat
Walk-in Closet(s)
Clubhouse
Fitness Center
Gated Community - No Guard
Pool
Dishwasher
Dryer
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,118
Parcel #
27-26-02-701011-001260

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Terrace Ridge At Town Center East Condo
County
Polk
MLS Area
33896 - Davenport / Champions Gate
Lot Size
684 sqft
HOA
$566.82/mo
BLUE SKY PROPERTY MANAGEMENT

Price history

Date
Event
Price
10/13/2026
Price change
Source: Stellar MLS #O6437783
$184,500-2.6%
$146/sqft
8/29/2026
Listed for sale
Source: Stellar MLS #O6437783
$189,500
$150/sqft

Neighborhood

612 Terrace Ridge Cir #126
Davenport, FL, 33896 · 33896 - Davenport / Champions Gate

Market insights

Offer Insights

Choose an offer strength

List price: $184,500
$180,000 – $184,500
97.1% – 100% of listTops out right at the list price
80% of listList price
30 of the last 58 condo closings in 33896 landed at this number or higher (52%). The median one sat 65 days before it went under contract, and this one is on day 49 after a $5,000 cut.

Sample: 58 closed condo sales in 33896 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,798/mo
Principal & interest$962
Property taxes$177
Insurance$92
HOA$567
Down payment20% · $36,900
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$184,500

$146 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,261 sq ft

Time on market

49 days

Year built

2005

Monthly payment

About $1,798/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,118 annual tax bill, insurance, and the $566.82/mo HOA fee.

HOA fee

$566.82/mo

Managed by BLUE SKY PROPERTY MANAGEMENT.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byFLORIDA REALTY MARKETPLACEListing agent: Jean Maldonado Colon LLCListing data from Stellar MLS, MLS# O6437783.

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