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Overview

3 bd2 ba2,066 sqft3 car garageSingle Family
TypeSingle Family
HOA$13.75/mo
Built2027
Lot10,760 sqft
Living area2,066 sqft
Price / sqft$198
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2027

Different rules apply when you buy new

Build snapshot

Build year
2027
Builder
Ask the team — not on MLS
Community
PUNTA GORDA ISLES SEC 23
Type
Single Family Residence

True monthly carry

HOA
~$14/mo
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Open FloorplanPrimary Bedroom Main FloorSmart HomeSplit BedroomStone CountersThermostatWalk-in Closet(s)Hurricane Shutters

2116 Rio DE Janeiro Ave is a 2027-built home in Punta Gorda Isles Sec 23, Punta Gorda. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,066 square feet of living space. Listed at $409,900 (about $198/sqft), 42 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $13.75 monthly.

From the listing

Pre-Construction. To be built. The Melody in Deep Creek blends natural beauty with modern living, surrounded by serene landscapes, lush greenery, and picturesque streets that create a peaceful setting. Step through the welcoming foyer entry into a thoughtfully designed interior featuring 9’ ceilings and ceramic tile flooring throughout the home. An oversized den with double French doors provides a versatile space for a private office or flex room. The bright and airy great room showcases large windows and flows seamlessly into the beautifully appointed kitchen and adjacent dining area. Designed with both style and functionality in mind, the kitchen features a large island with seating, quartz countertops, stainless steel appliances, and a pantry. Large sliding glass doors extend from the great room to the covered lanai, creating a natural connection between indoor and outdoor living. Positioned at the rear of the home, the private primary suite features a walk-in closet and ensuite bath with a tile walk-in shower, glass enclosure, and dual vanities. A wide, spacious hallway leads to two generously sized secondary bedrooms, a full bath with a tile shower/tub combination, and a conveniently located laundry room. An additional linen closet provides valuable storage. The spacious 3-car garage adds ample storage and utility space, while horizontal cordless blinds, insulated windows, hurricane shutters, architectural shingles, and entry and driveway pavers enhance the home’s comfort, durability, and style. A built-in Smart Home Package includes a Ring Video Doorbell, Smart Thermostat, Keyless Entry Smart Door Lock, and DEAKO Smart Switches. A drainage canal along the rear and side of the home enhances the peaceful setting, while the inviting covered front porch, well-appointed interior, and outdoor living space reflect the Melody’s thoughtful design and lasting value, backed by a full builder warranty. Schedule your private tour today. We can’t wait to welcome you home!

The essentials

Built
2027
Price / sqft
$198
On market
42 days
Annual tax
$956
HOA
$13.75/mo
Flood zone
X · Low risk
Lot
10,760 sqft
Type
Single Family Residence

At a glance

Single family
Built 2027
3 car garage
Driveway
0.25 acres
Lot size
2,066 sqft
Living area
Brand new
Built 2027

Payment

Est. monthly payment
$2,437/mo
Down payment (20%)
$81,980
Property taxes
$80/mo
HOA
$13.75/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2027
Lot
10,760 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener
Days on Market
42
Open Floorplan
Primary Bedroom Main Floor
Smart Home
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Hurricane Shutters
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Elementary
Deep Creek Elementary
Middle
Punta Gorda Middle
High
Charlotte High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2024)
$956
Parcel #
402316134008

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Punta Gorda Isles Sec 23
County
Charlotte
MLS Area
33983 - Punta Gorda
Lot Size
10,760 sqft
Drainage CanalLandscapedLevel
HOA
$13.75/mo
C/O Maronda Homes

Price history

Date
Event
Price
9/1/2026
Listed for sale
Source: Stellar MLS #O6438444
$409,900
$198/sqft

Neighborhood

2116 Rio DE Janeiro Ave
Punta Gorda, FL, 33983 · 33983 - Punta Gorda

Market insights

Offer Insights

Choose an offer strength

List price: $409,900
$397,500 – $409,900
97.1% – 100% of listTops out right at the list price
80% of listList price
91 of the last 180 home closings in 33983 landed at this number or higher (51%). The median one sat 47 days before it went under contract, and this one is on day 42.

Sample: 180 closed home sales in 33983 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,436/mo
Principal & interest$2,138
Property taxes$80
Insurance$205
HOA$14
Down payment20% · $81,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$409,900

$198 per sq ft

Beds and baths

3 beds, 2 baths

Size

2,066 sq ft

Time on market

42 days

Year built

2027

Monthly payment

About $2,437/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $956 annual tax bill, insurance, and the $13.75/mo HOA fee.

HOA fee

$13.75/mo

Managed by C/O Maronda Homes.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byNEW HOME STAR FLORIDA LLCListing agent: Dakota DuBoisListing data from Stellar MLS, MLS# O6438444.

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