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Overview

3 bd3 ba2,256 sqft2 car garageSingle Family
TypeSingle Family
HOA$110/mo
Built2026
Lot6,098 sqft
Living area2,256 sqft
Price / sqft$242
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
LAKESIDE AT SATILLA
Type
Single Family Residence

True monthly carry

HOA
~$110/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

High CeilingsPrimary Bedroom Main FloorSmart HomeStone CountersWalk-in Closet(s)LightingSidewalkSprinkler Metered

1690 Puffin Rd is a 2026-built home in Lakeside At Satilla, St Cloud. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,256 square feet of living space. Listed at $545,710 (about $242/sqft), 36 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $110 monthly.

From the listing

Under Construction. Ready in October, 2026. Welcome to Lakeside at Satilla! This beautiful home features a contemporary elevation and an open, light-filled layout with natural light throughout. The main floor offers 3 bedrooms, 2.5 bathrooms, and a versatile study, perfect for a home office or flex space. The kitchen features beautiful quartz countertops and opens to the living and dining areas, creating an easy flow for everyday living and entertaining. Step outside to the covered and extended lanai and enjoy the beautiful water view right from your backyard. A home that combines modern finishes, plenty of natural light, and a beautiful setting in Lakeside at Satilla. Photos are representative only and not of the actual home. Selections, features, and finishes may vary.

The essentials

Built
2026
Price / sqft
$242
On market
36 days
Annual tax
$0
HOA
$110/mo
Flood zone
X · Low risk
Lot
6,098 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
Water views
Water
Community pool
Shared amenity
2 car garage
Driveway
6,098 sqft lot
Lot size

Payment

Est. monthly payment
$3,934/mo
Down payment (20%)
$109,142
Property taxes
$0/mo
HOA
$110/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
6,098 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener, Guest
Days on Market
36
High Ceilings
Primary Bedroom Main Floor
Smart Home
Stone Counters
Walk-in Closet(s)
Lighting
Sidewalk
Sprinkler Metered
Clubhouse
Community Mailbox
Dog Park
Irrigation-reclaimed Water
Playground
Pool
Sidewalks
Built-in Oven
Convection Oven
Cooktop
Dishwasher
Disposal
Electric Water Heater
Microwave
Range Hood
Elementary
Hickory Tree Elem
Middle
Narcoossee Middle
High
Nova Lakes High School

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$0
Parcel #
05-26-31-0645-0001-1340

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lakeside At Satilla
County
Osceola
MLS Area
34771 - St Cloud (Magnolia Square)
Lot Size
6,098 sqft
ClearedIn CountyLandscapedSidewalkPaved
HOA
$110/mo
Lakeside at Satilla Homeowners Association

Price history

Date
Event
Price
9/4/2026
Listed for sale
Source: Stellar MLS #O6439366
$545,710
$242/sqft

Neighborhood

1690 Puffin Rd
St Cloud, FL, 34771 · 34771 - St Cloud (Magnolia Square)

Market insights

Offer Insights

Choose an offer strength

List price: $545,710
$545,000 – $545,710
99.5% – 100% of listTops out right at the list price
80% of listList price
306 of the last 474 home closings in 34771 landed at this number or higher (65%). The median one sat 36 days before it went under contract, and this one is on day 36.

Sample: 474 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,934/mo
Principal & interest$2,846
Property taxes$705
Insurance$273
HOA$110
Down payment20% · $109,142
Interest rate6.80%
Loan term

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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$545,710

$242 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,256 sq ft

Time on market

36 days

Year built

2026

Monthly payment

About $3,934/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and the $110/mo HOA fee.

HOA fee

$110/mo

Managed by Lakeside at Satilla Homeowners Association.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byDRB GROUP REALTY, LLCListing agent: Adam SchottListing data from Stellar MLS, MLS# O6439366.

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