Overview
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About this home
12843 Kirby Smith Rd is a 1979-built home in N/A, Orlando. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,264 square feet of living space. Listed at $990,000 (about $437/sqft), 2 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
1 ACRE, NO HOA - Minutes to Lake Nona and Medical City Here's something you almost never see anymore in the Lake Nona area: a full acre with no HOA. Most of what's on the market around here sits on a small lot with association rules. This one doesn't. The house is a 4 bedroom, 2 bath that was just remodeled. New kitchen, updated bathrooms, new roof, and fresh paint inside and out. The acre has been completely cleared, so you have room for horses, a boat, an RV, or whatever you want to build out back. No HOA to answer to. You're tucked between Lake Whippoorwill and Lake Hart in the Kirby Smith Road area, which still feels rural even though Lake Nona is only a few minutes down the road. Medical City is close by, including Nemours, the VA Hospital, and the new AdventHealth hospital opening in 2026. Lake Nona Town Center, Boxi Park, Walmart Supercenter, Sam's Club, and Lowe's are all a quick drive too. If you want space and privacy without giving up convenience, this is the one to come see.
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$990,000
$437 per sq ft
Beds and baths
4 beds, 2 baths
Size
2,264 sq ft
Time on market
31 days
Year built
1979
Monthly payment
About $6,150/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,900 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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