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Overview

2 bd2 ba1,141 sqftManufactured Home
TypeManufactured Home
HOA$120/mo
Built1998
Lot6,186 sqft
Living area1,141 sqft
Price / sqft$171

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCeiling Fans(s)Living Room/Dining Room ComboPrimary Bedroom Main FloorVaulted Ceiling(s)LightingBuyer Approval RequiredClubhouse

2486 Independence Ln is a 1998-built home in Teka Village Tr 2 Rep, St Cloud. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,141 square feet of living space. Listed at $195,000 (about $171/sqft), 40 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $120 monthly.

From the listing

Bright, inviting and BEAUTIFULLY MAINTAINED, this 2-bedroom, 2-bath manufactured home offers comfortable Florida living in the friendly 55+ community of Teka Village in St. Cloud! Situated on a LARGE CORNER LOT, this home offers the added benefit of NO LAND LEASE—you OWN THE LAND, along with a LOW HOA and a wonderful community atmosphere where neighbors know one another and community events provide plenty of opportunities to get together. A SCREENED FRONT PORCH welcomes you home and provides a comfortable spot to enjoy your morning coffee or visit with neighbors. A SCREENED SIDE LANAI offers additional outdoor living space along with convenient STORAGE. Inside, the home feels bright and sunny, with an OPEN CONCEPT floor plan bringing the Living Room, Dining Area and Kitchen together. VINYL FLOORING flows throughout the main living spaces, while NEW VINYL FLOORING was added in the Bedrooms and Laundry Room in 2024. Fresh INTERIOR PAINT (2023) adds to the clean, MOVE-IN READY feel. The Kitchen is designed for both everyday living and entertaining, featuring crisp WHITE CABINETRY, plenty of storage and a convenient BREAKFAST BAR. The adjoining Dining Area offers BUILT-IN CABINETRY for additional storage and display, plus a dedicated space that would be perfect for a COCKTAIL OR COFFEE BAR. The spacious Primary Bedroom provides a comfortable retreat and features an EN-SUITE BATH along with a LARGE BUILT-IN CLOSET stretching the length of the room, giving you an abundance of STORAGE. The second Bedroom is conveniently located near the SECOND FULL BATH, making it ideal for guests. Both bathrooms were UPDATED IN 2021. A Laundry Room just off the Kitchen adds everyday convenience with an INCLUDED WASHER AND DRYER plus additional cabinet storage. Major updates include a ROOF REPLACED approximately 8 years ago, NEW ROOF over the front lanai and carport (2025), NEW WATER HEATER (2021) and NEW AC (2020), giving you peace of mind while you settle in and make the home your own. Teka Village is a GATED COMMUNITY with great amenities and offers the kind of community atmosphere that makes it easy to feel at home. Residents enjoy the CLUBHOUSE, COMMUNITY POOL, FITNESS CENTER and recreational amenities, along with organized COMMUNITY EVENTS and plenty of opportunities to socialize with friendly neighbors. The St. Cloud location puts you close to LAKEFRONT PARK on East Lake Tohopekaliga, where you can enjoy waterfront views, walking paths, the beach, playground, boating and fishing. Grab a meal overlooking the water at Crabby's On The Lakefront, or head into HISTORIC DOWNTOWN ST. CLOUD for locally owned shops, restaurants and cafés. The community also offers CONVENIENT ACCESS to the Florida Turnpike, making it easy to explore the greater Orlando area. With its LARGE CORNER LOT, LOW HOA, thoughtful UPDATES and welcoming 55+ COMMUNITY, this Teka Village home is a wonderful combination of comfort, convenience and CONNECTION. Come see why this could be the PERFECT PLACE to enjoy your next chapter in St. Cloud!

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The essentials

Built
1998
Price / sqft
$171
On market
40 days
Annual tax
$2,408
HOA
$120/mo
Flood zone
X · Low risk
Lot
6,186 sqft
Type
Manufactured Home

At a glance

Manufactured home
Built 1998
Community pool
Fitness center too
6,186 sqft lot
Lot size
1,141 sqft
Living area

Payment

Est. monthly payment
$1,435/mo
Down payment (20%)
$39,000
Property taxes
$201/mo
HOA
$120/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Manufactured Home
Year Built
1998
Lot
6,186 sqft
Cooling
Central Air
Heating
Electric
Parking
Covered, Driveway
Days on Market
40
Built-in Features
Ceiling Fans(s)
Living Room/Dining Room Combo
Primary Bedroom Main Floor
Vaulted Ceiling(s)
Lighting
Buyer Approval Required
Clubhouse
Community Mailbox
Fitness Center
Gated Community - No Guard
Golf Carts OK
Pool
Disposal
Dryer
Range
Range Hood
Refrigerator
Washer
Elementary
Neptune Elementary
Middle
Neptune Middle (6-8)
High
St. Cloud High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$2,408
Parcel #
16-26-30-0809-0001-0060

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Teka Village Tr 2 Rep
County
Osceola
MLS Area
34772 - St Cloud (Narcoossee Road)
Lot Size
6,186 sqft
Corner LotPaved
HOA
$120/mo
Teka Village HOA/Donna Loveall

Price history

Date
Event
Price
9/5/2026
Listed for sale
Source: Stellar MLS #O6440569
$195,000
$171/sqft

Neighborhood

2486 Independence Ln
St Cloud, FL, 34772 · 34772 - St Cloud (Narcoossee Road)

Market insights

Offer Insights

Choose an offer strength

List price: $195,000
$195,000
99.5% – 100% of listTops out right at the list price
80% of listList price
238 of the last 384 home closings in 34772 landed at this number or higher (62%). The median one sat 41 days before it went under contract, and this one is on day 40.

Sample: 384 closed home sales in 34772 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,435/mo
Principal & interest$1,017
Property taxes$201
Insurance$98
HOA$120
Down payment20% · $39,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$195,000

$171 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,141 sq ft

Time on market

40 days

Year built

1998

Monthly payment

About $1,435/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,408 annual tax bill, insurance, and the $120/mo HOA fee.

HOA fee

$120/mo

Managed by Teka Village HOA/Donna Loveall.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byWEMERT GROUP REALTY LLCListing agent: Jenny WemertListing data from Stellar MLS, MLS# O6440569.

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