1216 7th St, photo 1
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Overview

2 bd2 ba819 sqftSingle Family
TypeSingle Family
HOANone listed
Built1918
Lot2,483 sqft
Living area819 sqft
Price / sqft$316

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About this home

ThermostatGardenPrivate YardDishwasherDisposalMicrowaveRangeRefrigerator

1216 7th St is a 1918-built home in St Cloud 2nd Town Of, St Cloud. Inside you'll find 2 bedrooms, 2 bathrooms, and 819 square feet of living space. Listed at $259,000 (about $316/sqft), 77 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

CLOSING COSTS ASSISTANCE AVAILABLE. Completely remodeled 2 bedrooms and 2 bathrooms located in a walking distance of downtown St Cloud and lake Toho. Brand new metal roof, A/C, electric, tankless water heater and plumbing. Upscale kitchen cabinets with quartz countertops and stainless-steel appliances. Vinyl flooring throughout. Recessed lighting. Designer bathrooms. Large 240 sqft covered front porch. Fenced yard.

The essentials

Built
1918
Price / sqft
$316
On market
77 days
Annual tax
$1,925
Flood zone
X · Low risk
Lot
2,483 sqft
Type
Single Family Residence

At a glance

Single family
Built 1918
2,483 sqft lot
Lot size
819 sqft
Living area

Payment

Est. monthly payment
$1,641/mo
Down payment (20%)
$51,800
Property taxes
$160/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1918
Lot
2,483 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
77
Thermostat
Garden
Private Yard
Dishwasher
Disposal
Microwave
Range
Refrigerator
Tankless Water Heater
Flood Zone X
Annual Tax (2025)
$1,925
Parcel #
01-26-30-0001-0046-0130

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
St Cloud 2nd Town Of
County
Osceola
MLS Area
34769 - St Cloud (City of St Cloud)
Lot Size
2,483 sqft

Price history

Date
Event
Price
10/7/2026
Price change
Source: Stellar MLS #O6429356
$259,000-4.1%
$316/sqft
-
Price change
Source: Stellar MLS #O6429356
$270,000-6.6%
$330/sqft
7/30/2026
Listed for sale
Source: Stellar MLS #O6429356
$289,000
$353/sqft

Neighborhood

1216 7th St
St Cloud, FL, 34769 · 34769 - St Cloud (City of St Cloud)

Market insights

Offer Insights

Choose an offer strength

List price: $259,000
$257,500 – $259,000
99.5% – 100% of listTops out right at the list price
80% of listList price
91 of the last 159 home closings in 34769 landed at this number or higher (57%). The median one sat 35 days before it went under contract, and this one is on day 77 after a $30,000 cut.

Sample: 159 closed home sales in 34769 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,641/mo
Principal & interest$1,351
Property taxes$160
Insurance$130
Down payment20% · $51,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$259,000

$316 per sq ft

Beds and baths

2 beds, 2 baths

Size

819 sq ft

Time on market

77 days

Year built

1918

Monthly payment

About $1,641/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,925 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byLANDMARK INVESTMENTS & REAL ESTATEListing agent: Luiz MachadoListing data from Stellar MLS, MLS# O6429356.

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