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Overview

4 bd2 ba1,918 sqft2 car garageSingle Family
TypeSingle Family
HOA$216/yr
Built2024
Lot6,016 sqft
Living area1,918 sqft
Price / sqft$169
Garage2 car

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About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanSplit BedroomWalk-in Closet(s)

1838 Red Loop is a 2024-built home in Saddle Crk Preserve Ph 2, Lakeland. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,918 square feet of living space. Listed at $324,900 (about $169/sqft), 25 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $216 annually.

From the listing

NEWER 2024-BUILT HOME | 4 BEDROOMS | 2 BATHROOMS | WATER FILTRATION SYSTEM | USDA-ELIGIBLE AREA Welcome to 1838 Red Loop, a well-designed 4-bedroom, 2-bathroom home located in the Saddle Creek community of Lakeland. Built in 2024, this single-story residence offers approximately 1,936 square feet of living space and an open, functional floor plan designed for comfortable everyday living and entertaining. Step inside to an inviting open-concept layout where the kitchen, dining area, and living room flow seamlessly together. The kitchen features beautiful granite countertops, an abundance of cabinetry, stainless-steel appliances, and a spacious center island with sink, providing plenty of workspace and gathering space. The main living areas feature easy-care tile flooring and an abundance of natural light. The private primary suite offers a comfortable retreat with an ensuite bathroom, while three additional bedrooms provide plenty of space for family, guests, a home office, or other personal needs. The home also includes a two-car garage and a whole-home water filtration system, adding convenience and value for everyday living. Outside, enjoy a fully fenced backyard offering privacy and room to relax, play, entertain, or create your own outdoor space. The backyard also provides a peaceful backdrop with surrounding greenery and views toward the waterway beyond the property, creating a pleasant setting with no rear neighbors. With its 2024 construction, spacious 4-bedroom layout, open-concept living areas, granite kitchen, tile flooring, water filtration system, fenced backyard, and two-car garage, this home offers a combination of modern construction and practical features. Conveniently located in Lakeland with access to shopping, dining, schools, major roadways, and everyday amenities, 1838 Red Loop is ready for its next owner to make it home. Another notable advantage is the property's location in an area that is USDA-eligible, offering a potential financing opportunity for qualified buyers. Buyers should consult with their lender to verify current USDA property and borrower eligibility.

The essentials

Built
2024
Price / sqft
$169
On market
25 days
Annual tax
$6,544
HOA
$216/yr
Flood zone
X · Low risk
Lot
6,016 sqft
Type
Single Family Residence

At a glance

Single family
Built 2024
Water views
Trees/Woods
Community pool
Shared amenity
2 car garage
Driveway
6,016 sqft lot
Lot size

Payment

Est. monthly payment
$2,420/mo
Down payment (20%)
$64,980
Property taxes
$545/mo
HOA
$216/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2024
Lot
6,016 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener
Days on Market
25
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Split Bedroom
Walk-in Closet(s)
Sidewalk
Dog Park
Pool
Street Lights
Dishwasher
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Water Filtration System
Water Purifier
Elementary
Combee Elem
Middle
Stambaugh Middle
High
Tenoroc Senior

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$6,544
Parcel #
24-28-01-164900-001920

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Saddle Crk Preserve Ph 2
County
Polk
MLS Area
33801 - Lakeland
Lot Size
6,016 sqft
ClearedLandscapedSidewalkPavedPrivate
HOA
$216/yr
Home River Group / Chris Steidel

Price history

Date
Event
Price
9/18/2026
Listed for sale
Source: Stellar MLS #O6442777
$324,900
$169/sqft

Neighborhood

1838 Red Loop
Lakeland, FL, 33801 · 33801 - Lakeland

Market insights

Offer Insights

Choose an offer strength

List price: $324,900
$322,500 – $324,900
99.5% – 100% of listTops out right at the list price
80% of listList price
95 of the last 166 home closings in 33801 landed at this number or higher (57%). The median one sat 27 days before it went under contract, and this one is on day 25.

Sample: 166 closed home sales in 33801 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,420/mo
Principal & interest$1,694
Property taxes$545
Insurance$162
HOA$18
Down payment20% · $64,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$324,900

$169 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,918 sq ft

Time on market

25 days

Year built

2024

Monthly payment

About $2,420/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,544 annual tax bill, insurance, and the $216/yr HOA fee.

HOA fee

$216/yr

Managed by Home River Group / Chris Steidel.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byHEARTFELT REALTY HOMETEAMListing agent: Elaine MasoodListing data from Stellar MLS, MLS# O6442777.

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