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Overview

3 bd2 ba2,053 sqft2 car garageSingle Family
TypeSingle Family
HOA$630/yr
Built2023
Lot8,102 sqft
Living area2,053 sqft
Price / sqft$183
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenKitchen/Family Room ComboPrimary Bedroom Main FloorWalk-in Closet(s)Fire PitRain GuttersSidewalk

1017 Montgomery Ln is a 2023-built home in Auburn Cove Ph 2 & 3, Polk City. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,053 square feet of living space. Listed at $375,000 (about $183/sqft), 13 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $630 annually.

From the listing

Virtually Staged. IMMACULATE, LIKE NEW, 3 bedroom 2 bath with a backyard oasis is ready for its new owners!! Original owners with tons of custom upgrades! As you step inside, you will notice the SEPARATE dining room or flex space and beautiful LPV flooring throughout. The large OPEN concept home features an UPGRADED kitchen with SILESTONE countertops, walk-in pantry, soft close cabinets, stainless steel appliances and an oversized sink. The INSIDE laundry room features cabinets and a laundry sink. The primary bedroom has a tray ceiling, his-and-hers closets, and updated lighting throughout. The bathroom features a TILE walk-in shower, double vanities, and a water closet. Head out to the SCREENED PORCH, while you relax and enjoy your backyard. The Michael Phelps Swim Spa is the center of this PAVED paradise! There are plenty of extra outlets added, sprinkler system and fully fenced with VINYL fencing. This home is a MUST see. Schedule your tour today!!

The essentials

Built
2023
Price / sqft
$183
On market
13 days
Annual tax
$4,163
HOA
$630/yr
Flood zone
X · Low risk
Lot
8,102 sqft
Type
Single Family Residence

At a glance

Single family
Built 2023
2 car garage
8,102 sqft lot
Lot size
2,053 sqft
Living area

Payment

Est. monthly payment
$2,543/mo
Down payment (20%)
$75,000
Property taxes
$347/mo
HOA
$630/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2023
Lot
8,102 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
13
Ceiling Fans(s)
Eat-in Kitchen
Kitchen/Family Room Combo
Primary Bedroom Main Floor
Walk-in Closet(s)
Fire Pit
Rain Gutters
Sidewalk
Sprinkler Metered
Community Mailbox
Dog Park
Sidewalks
Cooktop
Dishwasher
Microwave
Range
Refrigerator
Elementary
Lena Vista Elem
Middle
Stambaugh Middle
High
Tenoroc Senior

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone x
Annual Tax (2025)
$4,163
Parcel #
25-27-08-298378-000900

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Auburn Cove Ph 2 & 3
County
Polk
MLS Area
33868 - Polk City
Lot Size
8,102 sqft
HOA
$630/yr
Sentry Management - Delray Brown

Price history

Date
Event
Price
9/30/2026
Listed for sale
Source: Stellar MLS #O6445939
$375,000
$183/sqft

Neighborhood

1017 Montgomery Ln
Polk City, FL, 33868 · 33868 - Polk City

Market insights

Offer Insights

Choose an offer strength

List price: $375,000
$370,000 – $375,000
98.6% – 100% of listTops out right at the list price
80% of listList price
44 of the last 86 home closings in 33868 landed at this number or higher (51%). The median one sat 43 days before it went under contract, and this one is on day 13.

Sample: 86 closed home sales in 33868 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,543/mo
Principal & interest$1,956
Property taxes$347
Insurance$188
HOA$53
Down payment20% · $75,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$375,000

$183 per sq ft

Beds and baths

3 beds, 2 baths

Size

2,053 sq ft

Time on market

13 days

Year built

2023

Monthly payment

About $2,543/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,163 annual tax bill, insurance, and the $630/yr HOA fee.

HOA fee

$630/yr

Managed by Sentry Management - Delray Brown.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byKELLER WILLIAMS ADVANTAGE REALTYListing agent: Heather PryorListing data from Stellar MLS, MLS# O6445939.

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