2020 Portcastle Cir, photo 1
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Overview

3 bd3 ba1,857 sqft2 car garageSingle Family
TypeSingle Family
HOA$137/qtr
Built2006
Lot4,653 sqft
Living area1,857 sqft
Price / sqft$245
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenLaminate CountersPrimarybedroom UpstairsWalk-in Closet(s)Rain GuttersDeed RestrictionsDishwasher

2020 Portcastle Cir is a 2006-built home in Stone Crk A-1 & A-2, Winter Garden. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,857 square feet of living space. Listed at $455,000 (about $245/sqft), 14 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $137 quarterly.

From the listing

MOVE-IN READY | 2025 ROOF & NEW GUTTERS | NEW FLOORING & FRESH PAINT | NEW STAINLESS REFRIGERATOR & RANGE | SPACIOUS UPSTAIRS LOFT | LOW HOA -- Move-in ready and beautifully updated, this Winter Garden home sits in the Stone Creek community. Updates include a 2025 roof, new gutters, fresh interior and exterior paint, new carpet, and new LVP flooring in the main living areas. The main floor features an open, connected layout. The dining and family rooms flow into the breakfast nook and a bright kitchen equipped with a breakfast bar, an upgraded pantry, and a brand-new stainless refrigerator, range, and range hood. A sliding glass door leads to the patio and a spacious backyard that adapts to how you use it: perfect for entertaining, gardening, or relaxing outdoors. Upstairs, the spacious loft adapts to however you live: a home office, media room, or lounge. The primary suite offers a walk-in closet and an ensuite bath with dual sinks, a vanity, a garden tub, and a private water closet. The secondary bedrooms feature new carpet and ceiling fans, including one with an extended layout for added space. The location offers everyday convenience, in close proximity to Publix and minutes from Winter Garden Village and SR-429. Low HOA. Zoned for Whispering Oak Elementary, SunRidge Middle, and West Orange High School.

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The essentials

Built
2006
Price / sqft
$245
On market
14 days
Annual tax
$6,545
HOA
$137/qtr
Flood zone
X · Low risk
Lot
4,653 sqft
Type
Single Family Residence

At a glance

Single family
Built 2006
2 car garage
Driveway
4,653 sqft lot
Lot size
1,857 sqft
Living area

Payment

Est. monthly payment
$3,192/mo
Down payment (20%)
$91,000
Property taxes
$545/mo
HOA
$137/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2006
Lot
4,653 sqft
Cooling
Central Air
Heating
Central, Electric, Heat Pump
Parking
Driveway, Garage Door Opener
Days on Market
14
Ceiling Fans(s)
Eat-in Kitchen
Laminate Counters
Primarybedroom Upstairs
Walk-in Closet(s)
Rain Gutters
Deed Restrictions
Dishwasher
Dryer
Electric Water Heater
Range
Range Hood
Refrigerator
Washer
Elementary
Whispering Oak Elem
Middle
SunRidge Middle
High
West Orange High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$6,545
Parcel #
04-23-27-8227-20-055

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Stone Crk A-1 & A-2
County
Orange
MLS Area
34787 - Winter Garden/Oakland
Lot Size
4,653 sqft
City LimitsPaved
HOA
$137/qtr
Artemis Lifestyles

Price history

Date
Event
Price
10/1/2026
Listed for sale
Source: Stellar MLS #O6446086
$455,000
$245/sqft

Neighborhood

2020 Portcastle Cir
Winter Garden, FL, 34787 · 34787 - Winter Garden/Oakland

Market insights

Offer Insights

Choose an offer strength

List price: $455,000
$452,500 – $455,000
99.5% – 100% of listTops out right at the list price
80% of listList price
222 of the last 442 home closings in 34787 landed at this number or higher (50%). The median one sat 22 days before it went under contract, and this one is on day 14.

Sample: 442 closed home sales in 34787 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,192/mo
Principal & interest$2,373
Property taxes$545
Insurance$228
HOA$46
Down payment20% · $91,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$455,000

$245 per sq ft

Beds and baths

3 beds, 3 baths

Size

1,857 sq ft

Time on market

14 days

Year built

2006

Monthly payment

About $3,192/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,545 annual tax bill, insurance, and the $137/qtr HOA fee.

HOA fee

$137/qtr

Managed by Artemis Lifestyles.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byEXP REALTY LLCListing agent: Mike VeinListing data from Stellar MLS, MLS# O6446086.

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