2686 River Creek Ln, photo 1
Active
1 / 58

Overview

3 bd3 ba2,253 sqftSingle Family
TypeSingle Family
HOA$508/mo
Built2022
Lot7,841 sqft
Living area2,253 sqft
Price / sqft$288

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Eat-in KitchenHigh CeilingsKitchen/Family Room ComboOpen FloorplanSplit BedroomStone CountersThermostatWalk-in Closet(s)

2686 River Creek Ln is a 2022-built home in Del Webb Sunbridge Ph 1d, St Cloud. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,253 square feet of living space. Listed at $649,000 (about $288/sqft), 11 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $508 monthly.

From the listing

Experience exceptional resort-style living in the sought-after, GUARD-GATED 55+ COMMUNITY OF DEL WEBB SUNBRIDGE! Situated on a PREMIUM HOMESITE WITH A BEAUTIFUL WOODED CONSERVATION BACKDROP, this extensively upgraded 3-bedroom, 2.5-bath Prestige floor plan with an extended gathering room offers an impressive combination of privacy, luxury, and energy efficiency. The thoughtfully designed floor plan features an open great room with tray ceiling, spacious dining area, and beautifully appointed kitchen showcasing quartz countertops, abundant cabinetry, a large center island, gas cooktop, built-in appliances, and stylish finishes. The versatile flex space provides the perfect setting for a home office, workout room, or additional entertaining area, with custom-added sliding glass doors offering direct access to your own private outdoor retreat. This inviting space features a HEATED, IN-GROUND SPOOL WITH AN AIR BLOWER, offering the versatility of a refreshing pool or relaxing spa, surrounded by an expansive paver patio and screened enclosure overlooking the peaceful conservation setting. The outdoor living area also includes a lanai with a summer kitchen that conveys with the home, creating an ideal setting for entertaining. Whether enjoying your morning coffee, relaxing in the water, or entertaining friends, the natural surroundings create a truly special atmosphere. NEARLY $100,000 IN THOUGHTFULLY SELECTED POST-CONSTRUCTION ENHANCEMENTS elevate this home, offering an exceptional opportunity to enjoy substantial upgrades without the time and expense of completing them yourself. One of the home's most impressive features is the FULLY PAID-OFF TESLA SOLAR SYSTEM, including a TESLA POWERWALL 3 WHOLE-HOUSE BATTERY BACKUP, complemented by upgraded energy-efficient construction with foam-filled block walls and additional measures designed to improve efficiency. ELECTRIC BILLS HAVE AVERAGED JUST $23.73 PER MONTH OVER THE PAST 12 MONTHS. The inviting primary suite offers a relaxing retreat with a beautiful tray ceiling, spacious bathroom featuring dual vanities and an oversized walk-in shower, plus a generous walk-in closet with a convenient laundry chute door connecting directly to the spacious laundry room, featuring upper and lower cabinetry, ample countertop space, and a utility sink. A conveniently located half bath sits just outside the laundry room, providing easy access for guests. Located at the front of the home, the second bedroom features its own en suite bath, providing a comfortable and private retreat for visiting family or guests. The third bedroom features double doors and upgraded wall insulation for added sound reduction, making it an excellent option for a private home office. The home is also professionally prewired with six Ethernet and six coaxial cable connections throughout for enhanced connectivity. Just a short walk from the spectacular 27,000-SQUARE-FOOT HAMMOCK CLUB, residents enjoy a resort-style pool, heated spa, fitness center, pickleball and tennis courts, movement studio, on-site Tavern & Grille, social clubs, organized activities, and an active lifestyle calendar.

Request documents

Free. Tap one and our team sends it over.

The essentials

Built
2022
Price / sqft
$288
On market
11 days
Annual tax
$8,489
HOA
$508/mo
Flood zone
X · Low risk
Lot
7,841 sqft
Type
Single Family Residence

At a glance

Single family
Built 2022
Private pool
Heated
7,841 sqft lot
Lot size
2,253 sqft
Living area

Payment

Est. monthly payment
$4,925/mo
Down payment (20%)
$129,800
Property taxes
$707/mo
HOA
$508/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2022
Lot
7,841 sqft
Cooling
Central Air
Heating
Central, Electric, Heat Pump
Parking
Driveway, Garage Door Opener
Pool
In Ground, Gunite, Heated, Other, Screen Enclosure
Days on Market
11
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Outdoor Kitchen
Association Recreation - Owned
Clubhouse
Deed Restrictions
Dog Park
Fitness Center
Gated Community - Guard
Golf Carts OK
Park
Pool
Restaurant
Sidewalks
Tennis Court(s)
Cooktop
Dishwasher
Disposal
Dryer
Gas Cooktop
Microwave
Refrigerator
Washer
Water Softener
Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$8,489
Parcel #
11-25-31-5720-0001-1330

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Del Webb Sunbridge Ph 1d
County
Osceola
MLS Area
34771 - St Cloud (Magnolia Square)
Lot Size
7,841 sqft
Conservation AreaIn CountySidewalkPaved
HOA
$508/mo
Del Webb Sunbridge HOA

Price history

Date
Event
Price
10/7/2026
Listed for sale
Source: Stellar MLS #O6447665
$649,000
$288/sqft

Neighborhood

2686 River Creek Ln
St Cloud, FL, 34771 · 34771 - St Cloud (Magnolia Square)

Market insights

Offer Insights

Choose an offer strength

List price: $649,000
$645,000 – $649,000
99.5% – 100% of listTops out right at the list price
80% of listList price
303 of the last 469 home closings in 34771 landed at this number or higher (65%). The median one sat 37 days before it went under contract, and this one is on day 11.

Sample: 469 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,925/mo
Principal & interest$3,385
Property taxes$707
Insurance$325
HOA$508
Down payment20% · $129,800
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$649,000

$288 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,253 sq ft

Time on market

11 days

Year built

2022

Monthly payment

About $4,925/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,489 annual tax bill, insurance, and the $508/mo HOA fee.

HOA fee

$508/mo

Managed by Del Webb Sunbridge HOA.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCOLDWELL BANKER REALTYListing agent: Alex VastardisListing data from Stellar MLS, MLS# O6447665.

Keep exploring Florida

Pick up where you left off, or see what else is out there.