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Overview

2 bd2 ba1,983 sqft2 car garageSingle Family
TypeSingle Family
HOA$493/mo
Built2022
Lot10,019 sqft
Living area1,983 sqft
Price / sqft$171
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenKitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersSplit BedroomStone Counters

10378 SW 96th Loop is a 2022-built home in Longleaf Ridge Phase III, Ocala. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,983 square feet of living space. Listed at $340,000 (about $171/sqft), 33 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $493 monthly.

From the listing

MOVE-IN READY WITH EXCEPTIONAL UPGRADES! Built in 2022, this beautifully maintained 2-bedroom, 2-bath home offers 1,983 square feet of living space on a desirable corner lot in Longleaf Ridge at On Top of the World in Ocala, Florida. With numerous upgrades inside and out, this home offers comfort, quality, and features that make it stand out from the competition. From the moment you arrive, you'll appreciate the attractive paver driveway and sidewalks, premium gutters and downspouts, and welcoming front entry with an upgraded screen and storm door. The home features foam-insulated concrete block construction for added energy efficiency and comfort. Inside, you'll find 9-foot doors, crown molding, beautiful plantation shutters throughout, and quiet DC-controlled ceiling fans. The upgraded kitchen features quality all-wood, soft-close cabinetry, pull-out shelving, drawer organizers, Whirlpool stainless steel appliances, a built-in gas cooktop, separate built-in oven and microwave, and a spacious double-door pantry. The primary suite offers a generous walk-in shower, dual vanities, 36-inch-high bathroom cabinets, and convenient access to the laundry area. Both bathrooms feature comfort-height toilets. The utility room includes additional cabinetry and a large utility sink for extra storage and convenience. The oversized insulated garage is another standout feature! It includes an upgraded, insulated hurricane-rated garage door, an insulated ceiling, additional workspace, a workbench, and a powered roll-up garage screen with remote controls. The garage door was professionally serviced with new rollers in May 2026. Step outside to enjoy your private outdoor retreat! The covered lanai features two large, quiet DC-powered ceiling fans, a privacy wall, and remote-controlled retractable awnings with automatic wind sensors. The backyard is enclosed with premium vinyl fencing and two gates, offering additional privacy and a great space for outdoor enjoyment. Additional features include a gas water heater, energy-efficient heat pump heating and cooling system, built-in Wi-Fi connectivity, and upgraded drainage with French drains. Conveniently located across from community mailboxes, this home is part of the established On Top of the World community, offering access to a variety of amenities and activities. HOA services, as previously advertised, include exterior painting, trash collection, cable, and internet, subject to verification of current association terms. Why wait to build when you can enjoy a nearly new home with these upgrades already in place? This exceptional property combines thoughtful improvements, functional living spaces, and Florida outdoor living. Schedule your private showing today!

The essentials

Built
2022
Price / sqft
$171
On market
33 days
Annual tax
$5,276
HOA
$493/mo
Flood zone
X · Low risk
Lot
10,019 sqft
Type
Single Family Residence

At a glance

Single family
Built 2022
Community pool
Fitness center too
2 car garage
10,019 sqft lot
Lot size
1,983 sqft
Living area

Payment

Est. monthly payment
$2,876/mo
Down payment (20%)
$68,000
Property taxes
$440/mo
HOA
$493/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2022
Lot
10,019 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
33
Ceiling Fans(s)
Eat-in Kitchen
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Split Bedroom
Stone Counters
Walk-in Closet(s)
Awning(s)
Rain Gutters
Sidewalk
Buyer Approval Required
Clubhouse
Community Mailbox
Deed Restrictions
Dog Park
Fitness Center
Gated Community - Guard
Golf Carts OK
Golf
Park
Playground
Pool
Racquetball
Restaurant
Special Community Restrictions
Street Lights
Dishwasher
Disposal
Gas Cooktop
Gas Water Heater
Microwave
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$5,276
Parcel #
3530-063-067

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Longleaf Ridge Phase III
County
Marion
MLS Area
34481 - Ocala
Lot Size
10,019 sqft
HOA
$493/mo
Lori Sands

Price history

Date
Event
Price
11/3/2026
Price change
Source: Stellar MLS #O6449608
$340,000-2.9%
$171/sqft
10/13/2026
Listed for sale
Source: Stellar MLS #O6449608
$350,000
$177/sqft

Neighborhood

10378 SW 96th Loop
Ocala, FL, 34481 · 34481 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $340,000
$332,500 – $340,000
97.8% – 100% of listTops out right at the list price
80% of listList price
256 of the last 511 home closings in 34481 landed at this number or higher (50%). The median one sat 53 days before it went under contract, and this one is on day 33 after a $10,000 cut.

Sample: 511 closed home sales in 34481 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,876/mo
Principal & interest$1,773
Property taxes$440
Insurance$170
HOA$493
Down payment20% · $68,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$340,000

$171 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,983 sq ft

Time on market

33 days

Year built

2022

Monthly payment

About $2,876/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,276 annual tax bill, insurance, and the $493/mo HOA fee.

HOA fee

$493/mo

Managed by Lori Sands.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byMCGRAW REAL ESTATE SERVICES, LLCListing agent: Mike McGrawListing data from Stellar MLS, MLS# O6449608.

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