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Overview

5 bd5 ba4,999 sqft3 car garageSingle Family
TypeSingle Family
HOA$502.99/qtr
Built2014
Lot8,999 sqft
Living area4,999 sqft
Price / sqft$238
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCentral VaccumHigh CeilingsIN Wall Pest SystemKitchen/Family Room ComboOpen FloorplanPrimarybedroom UpstairsSmart Home

17538 Black Rail St is a 2014-built home in Enclave, Windermere. Inside you'll find 5 bedrooms, 5 bathrooms, and 4,999 square feet of living space. Listed at $1,189,000 (about $238/sqft), 3 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $502.99 quarterly.

From the listing

WATER VIEW! DISNEY FIREWORKS! 4,999 SQ FT OF LIVING SPACE! TWO PRIMARY SUITES, ONE ON EACH FLOOR! 3 CAR GARAGE! Located in the desirable Enclave community of Windermere, this spacious 5 bedroom home offers an exceptional floor plan with a primary suite on the first floor and a generously sized primary retreat upstairs. Highlights include expansive living areas, formal dining room, private office, dedicated Media Room, and a large upstairs Loft, offering plenty of space for entertaining, relaxing, and everyday living. The spacious kitchen features a pantry and ample storage, complemented by a covered lanai overlooking the water. A well designed Mudroom with extensive custom cabinetry and generous storage, plus a central vacuum system, adds everyday convenience. Beautifully maintained, this residence combines generous living space, comfort, and versatility, with excellent potential to personalize its interiors to your own style. Enjoy the best of Windermere living with beautiful water views, Disney fireworks in the distance, and an exceptional combination of space, functionality, and location.

The essentials

Built
2014
Price / sqft
$238
On market
3 days
Annual tax
$17,730
HOA
$502.99/qtr
Flood zone
X · Low risk
Lot
8,999 sqft
Type
Single Family Residence

At a glance

Single family
Built 2014
Water views
Water
3 car garage
Driveway
8,999 sqft lot
Lot size
4,999 sqft
Living area

Payment

Est. monthly payment
$8,441/mo
Down payment (20%)
$237,800
Property taxes
$1,478/mo
HOA
$502.99/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2014
Lot
8,999 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener, Garage Faces Side
Days on Market
3
Built-in Features
Central Vaccum
High Ceilings
IN Wall Pest System
Kitchen/Family Room Combo
Open Floorplan
Primarybedroom Upstairs
Smart Home
Stone Counters
Walk-in Closet(s)
Built-in Oven
Dishwasher
Disposal
Dryer
Electric Cooktop
Electric Water Heater
Microwave
Washer
Elementary
Sunset Park Elem
Middle
Horizon West Middle School
High
Windermere High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$17,730
Parcel #
30-23-28-2465-00-730

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Enclave
County
Orange
MLS Area
34786 - Windermere
Lot Size
8,999 sqft
HOA
$502.99/qtr
Premier Association Management LLC

Price history

Date
Event
Price
10/15/2026
Listed for sale
Source: Stellar MLS #O6449981
$1,189,000
$238/sqft

Neighborhood

17538 Black Rail St
Windermere, FL, 34786 · 34786 - Windermere

Market insights

Offer Insights

Choose an offer strength

List price: $1,189,000
$1.17M – $1.19M
98.5% – 100% of listTops out right at the list price
80% of listList price
157 of the last 312 home closings in 34786 landed at this number or higher (50%). The median one sat 31 days before it went under contract, and this one is on day 3.

Sample: 312 closed home sales in 34786 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$8,441/mo
Principal & interest$6,201
Property taxes$1,478
Insurance$595
HOA$168
Down payment20% · $237,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,189,000

$238 per sq ft

Beds and baths

5 beds, 5 baths

Size

4,999 sq ft

Time on market

3 days

Year built

2014

Monthly payment

About $8,441/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $17,730 annual tax bill, insurance, and the $502.99/qtr HOA fee.

HOA fee

$502.99/qtr

Managed by Premier Association Management LLC.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byKARDOSH REALTYListing agent: Mauro MateoListing data from Stellar MLS, MLS# O6449981.

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