12547 NE 48th Ter, photo 1
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Overview

3 bd2 ba1,512 sqft2 car garageSingle Family
TypeSingle Family
HOA$1,020/yr
Built2026
Lot6,824 sqft
Living area1,512 sqft
Price / sqft$227
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
DENSAN PARK PH 2
Type
Single Family Residence

True monthly carry

HOA
~$85/mo
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

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11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

High CeilingsIN Wall Pest SystemOpen FloorplanSplit BedroomStone CountersThermostatVaulted Ceiling(s)Community Mailbox

12547 NE 48th Ter is a 2026-built home in Densan Park Ph 2, Oxford. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,512 square feet of living space. Listed at $343,350 (about $227/sqft), 292 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,020 annually.

From the listing

Promo Price on contract signed by 5 pm 9/25/26. READY NOW. Newly revised floor plan! Come see the enhanced version of the original popular 3/2 Split plan. Plenty of upgrades in this home. Begin with the Craftsman exterior showcasing stone accents, tapered columns and shake shingle in the eaves. Enter into a 10’ Ceiling wood look tiled foyer. Separate dining area directly off the kitchen with access to the back covered lanai. Plenty of counterspace in the kitchen complete with Stainless Steel Frigidaire Range, Microwave, Dishwasher and garbage disposal. Granite counters and upgraded wood-stained cabinets finished with matte black hardware. Island with sink and dishwasher and Matte black Plumbing Fixtures opens to the great room and provides counter seating area. Feel the openness of 10’ ceilings in the Great Room. Primary bedroom complete with ensuite bath boasting a 5’ Tiled Shower in lieu of a garden tub, granite countertop with dual sinks a large linen closet, private water closet and generous walk-in closet. Indoor laundry off the garage. Call today for your private tour.

The essentials

Built
2026
Price / sqft
$227
On market
292 days
Annual tax
$0
HOA
$1,020/yr
Flood zone
X · Low risk
Lot
6,824 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
2 car garage
Driveway
6,824 sqft lot
Lot size
1,512 sqft
Living area
Brand new
Built 2026

Payment

Est. monthly payment
$2,491/mo
Down payment (20%)
$68,670
Property taxes
$0/mo
HOA
$1,020/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
6,824 sqft
Cooling
Central Air
Heating
Central, Electric, Heat Pump
Parking
Driveway
Days on Market
292
High Ceilings
IN Wall Pest System
Open Floorplan
Split Bedroom
Stone Counters
Thermostat
Vaulted Ceiling(s)
Community Mailbox
Deed Restrictions
Dog Park
Gated Community - No Guard
Playground
Sidewalks
Tennis Court(s)
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Elementary
Wildwood Elementary
Middle
Wildwood Middle
High
Wildwood High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$0
Parcel #
D08H-117

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Densan Park Ph 2
County
Sumter
MLS Area
34484 - Oxford
Lot Size
6,824 sqft
ClearedLandscaped
HOA
$1,020/yr
Vickie Couture

Price history

Date
Event
Price
9/22/2026
Price change
Source: Stellar MLS #OM715518
$343,350-1.4%
$227/sqft
-
Price change
Source: Stellar MLS #OM715518
$348,350-6.9%
$230/sqft
12/22/2025
Listed for sale
Source: Stellar MLS #OM715518
$374,350
$248/sqft

Neighborhood

12547 NE 48th Ter
Oxford, FL, 34484 · 34484 - Oxford

Market insights

Offer Insights

Choose an offer strength

List price: $343,350
$335,000 – $343,350
97.5% – 100% of listTops out right at the list price
80% of listList price
27 of the last 52 home closings in 34484 landed at this number or higher (52%). The median one sat 51 days before it went under contract, and this one is on day 292 after a $31,000 cut.

Sample: 52 closed home sales in 34484 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,491/mo
Principal & interest$1,791
Property taxes$443
Insurance$172
HOA$85
Down payment20% · $68,670
Interest rate6.80%
Loan term

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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$343,350

$227 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,512 sq ft

Time on market

292 days

Year built

2026

Monthly payment

About $2,491/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and the $1,020/yr HOA fee.

HOA fee

$1,020/yr

Managed by Vickie Couture.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byADAMS HOMES REALTY INCListing agent: Debbie OwingsListing data from Stellar MLS, MLS# OM715518.

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